Skip to main content

Ambak

Category: AI in Fintech

Ambak is a fintech marketplace for home loans and loans against property, simplifying the loan process through a transparent three-step method. Ambak was founded in 2024. The company is led by Raghuveer Malik. Based in Gurugram, India. Team size: 214 employees (2025). Total funding raised: Rs 129.17 Cr (~$15.5M total). Latest round: Combination of Seed and Pre-Series A rounds led by Peak XV's Surge.. Key investors include Peak XV’s Surge, Peak XV Partners, Advantedge VC, DeVC, Angel investors.

Founded
2024
Headquarters
Gurugram, India
Team size
214 employees (2025)
Total funding
Rs 129.17 Cr (~$15.5M total)

Value proposition

Offers a streamlined process for selecting the right financier, leveraging Digital Public Infrastructure (DPI) and AI-driven recommendations.

Products and solutions

Home loans, Loans against property

Unique value

Ambak's use of DPI and AI-driven recommendations to streamline the home loan process.

Target customer

Homebuyers and property owners seeking loans.

Industries served

Financial services, Mortgages

Technology advantage

Integration with over 50 lenders and the use of AI/ML for loan processing.

How they differentiate

Ambak focuses on simplifying the loan process through technology and partnerships, offering a more streamlined experience compared to traditional platforms.

Main competitors

Housing.com, Magicbricks, BankBazaar

Key partnerships

Delhi Development Authority (DDA)

Notable customers

Delhi Development Authority (DDA)

Major milestones

Integrated over 50 lenders Expanded across six states Automated credit processes

Growth metrics

15,000+ customers, 3,000+ intermediaries. Revenue: $55.9M FY2025, Operating revenue Rs 1.03 Cr FY2024.

Market positioning

Ambak positions itself as a customer-centric fintech platform aiming to make home finance more accessible.

Geographic focus

Primarily focused on the Indian market, with plans to expand across 35 cities.

Patents and IP

Not mentioned in the available sources.

About Raghuveer Malik

Raghuveer Malik is a seasoned professional with over 13 years of experience in the fintech and insurtech sectors. He has a strong background in P&L management, digital and offline distribution, and customer experience. Prior to co-founding Ambak, he held key positions at PolicyBazaar.com and Daimler AG.

Official website: