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Arlo Health

Category: AI in Healthcare

Arlo Health offers level-funded health insurance plans featuring AI-powered underwriting and a focus on value-based care, tailored for small to medium-sized businesses. Arlo Health was founded in 2022. The company is led by Jan-Felix Schneider. Based in New York, NY, USA. Team size: 11-50. Total funding raised: $4M. Latest round: $4M Seed Funding. Key investors include Upfront Ventures, 8VC, General Catalyst.

Founded
2022
Headquarters
New York, NY, USA
Team size
11-50
Total funding
$4M

Value proposition

Simplified healthcare access with predictable costs, reduced administrative burden, and cost-efficient, data-driven underwriting.

Products and solutions

Level-funded health plans, AI-powered underwriting system, Concierge support and stop-loss insurance solutions

Unique value

Combines AI-driven underwriting with a specialized focus on value-based care for SMBs, enabling more accurate risk assessments and cost management.

Target customer

Small to medium-sized businesses (typically 10-150 employees)

Industries served

Health Insurance, HealthTech/InsurTech

Technology advantage

Utilizes proprietary data science techniques for predictive underwriting and cost containment, enhanced by strategic partnerships.

How they differentiate

Exclusively targets small and medium-sized businesses with modern, technology-driven underwriting that simplifies the health insurance process.

Main competitors

UnitedHealthcare, Aetna, Cigna

Key partnerships

Nationwide (for medical stop-loss insurance)

Major milestones

Raised $4M in seed funding Secured a strategic partnership with Nationwide Expanded underwriting capabilities with AI-powered technology

Growth metrics

Over 200 small and medium-sized businesses covered as of early 2025; scaled to tens of thousands of lives and hundreds of businesses by 2026

Market positioning

Positioned as a modern, tech-savvy alternative to traditional health insurers.

Geographic focus

Nationwide (with service exclusions in WA, NY, HI, DC, and OK)

About Jan-Felix Schneider

Jan-Felix Schneider is the Co-Founder and CEO of Arlo Health. He co-founded the company in 2022 with the mission to make health insurance more affordable for small businesses. Prior to Arlo, he was a team lead at Palantir Technologies, where he worked with insurance companies on value-based care and data analytics. He also founded HealthTechStack, a newsletter and publication focused on health tech challenges and trends. His experience combines expertise in data science, health technology, and insurance.

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