GoodScore
Category: AI in Fintech
An AI-powered platform for credit management and financial wellness that helps users monitor and improve their credit scores GoodScore was founded in 2023. The company is led by Sanchit Bansal. Based in Bengaluru, India. Team size: 51-200. Total funding raised: $13 million. Latest round: Series A. Key investors include Peak XV Partners, Stellaris Venture Partners, Saison Capital.
- Founded
- 2023
- Headquarters
- Bengaluru, India
- Team size
- 51-200
- Total funding
- $13 million
Value proposition
To provide real-time credit insights, repayment tracking, and personalized advice aimed at improving users' credit scores and overall financial wellness
Products and solutions
GoodScore App, Credit Score Tracking, Personalized Credit Insights, Loan Settlement Assistance, Credit Marketplace
Unique value
GoodScore utilizes AI to provide personalized, real-time credit insights and actionable advice, differentiating itself from traditional credit monitoring services. The platform aggregates multiple data streams including bank transactions, spending behavior, and bureau data to build a comprehensive picture of creditworthiness
Target customer
Individuals in India seeking to improve their credit health, including those with low credit scores or past delinquencies
Industries served
Fintech, Financial Services
Technology advantage
The company's key advantage lies in its AI-driven advisory services and a credit marketplace that connects users with suitable financial products. The platform serves both users (providing insights) and lenders (providing confidence in borrowers with non-traditional profiles)
How they differentiate
GoodScore differentiates itself through its AI-powered platform that provides personalized financial guidance to help users improve their credit scores. It offers detailed video analysis and personalized credit insights, with a focus on the Indian market including Tier-2 and Tier-3 cities
Main competitors
OneScore, INDMoney, SkorLife
Key partnerships
Experian, CRIF High Mark, Axis Bank, HDFC Bank, Kotak Mahindra Bank, IndusInd Bank, KreditBee, Tata Capital
Notable customers
Axis Bank, HDFC Bank, Kotak Mahindra Bank, IndusInd Bank, KreditBee, Tata Capital
Major milestones
Raised $13 million in Series A funding round led by Peak XV Partners in October 2025, Scaled to 5+ million active users, Secured partnerships with major Indian banks and NBFCs, Featured in major financial publications
Growth metrics
5+ million active users across India, 4.7/5 app rating, strong adoption in Tier-2 and Tier-3 cities
Market positioning
GoodScore is positioned as a credit score improvement platform that not only provides credit scores but also empowers users with tools and insights to actively build and manage their credit health. The company has rapidly scaled to millions of active users across India
Geographic focus
India, with a strong focus on Tier-2 and Tier-3 cities
Patents and IP
No public information available
About Sanchit Bansal
Previously worked as an Associate at Deutsche Bank. Co-founded RupiCard before GoodScore
Official website: https://www.goodscore.app/