Where is Kira headquartered?

Kira is headquartered in Miami, USA. The company has a team of 11-50 people.

When was Kira founded?

Kira was founded in 2024. It is based in Miami, USA.

Who is the CEO of Kira?

Edrizio De La Cruz is the CEO of Kira. The company was founded in 2024.

Where is Kira located?

Kira is headquartered in Miami, USA.

What funding stage is Kira at?

Kira is currently at the Seed stage.

How many employees does Kira have?

Kira has approximately 11-50 employees.

Kira

Category: AI in Fintech

Kira provides an all-in-one API platform that enables non-fintech enterprises to launch AI-powered, stablecoin-based financial products. Kira was founded in 2024. The company is led by Edrizio De La Cruz. Based in Miami, USA. Team size: 11-50. Total funding raised: $8.7M. Latest round: Seed. Key investors include ["Blockchange Ventures","Vamos Ventures","Stellar Blockchain","Grit Ventures","Credibly Neutral Ventures","Michael Seibel","Oso Trava"].

Founded: 2024
Headquarters: Miami, USA
Team size: 11-50
Total funding: $8.7M

Value proposition

To provide a unified fintech infrastructure that allows businesses to quickly and easily launch complex financial products like cross-border payments and treasury automation without building the underlying technology from scratch.

Products and solutions

["Cross-border remittances","Global payroll solutions","Digital wallets","Real-time cross-border payments","Treasury automation","Currency trading","Import/export payments"]

Unique value

Kira's uniqueness lies in its integrated approach, combining three key pillars: an embedded finance API for easy integration, the use of stablecoins for efficient and stable cross-border transactions, and the application of Vertical AI Agents to automate and streamline financial operations and compliance.

Target customer

Enterprises and startups, particularly non-fintech companies, that want to embed financial services into their offerings.

Industries served

["Retail","Logistics","E-commerce","Any enterprise with global payment needs"]

Technology advantage

The primary advantage is the unified, all-in-one API that significantly reduces the complexity, time, and cost for companies to launch financial products. The founding team's deep experience in the fintech sector, particularly the CEO's previous success with Arcus (acquired by Mastercard), provides a strong business advantage in terms of execution and industry trust.

How they differentiate

Kira differentiates itself by focusing on an all-in-one infrastructure that combines AI-powered financial products with stablecoin-based transactions. This allows non-fintech companies to easily embed services like remittances, payroll, and cross-border payments without needing to handle blockchain technology or complex compliance, specifically targeting the needs of emerging markets.

Main competitors

["Stripe","Rapyd","Dock"]

Key partnerships

["Banco Industrial (Early Adopter)","Banco N1co (Early Adopter)","Factil (Early Adopter)","Shield (Early Adopter)","Borderless (Early Adopter)","Suku (Early Adopter)","Vank (Early Adopter)","Blockchange Ventures (Lead Investor)","Stellar Blockchain (Investor)","Vamos Ventures (Investor)"]

Notable customers

["Banco Industrial","Banco N1co"]

Major milestones

["Successfully raised a $2M pre-seed round.","Closed a $6.7 million seed funding round.","Emerged from stealth mode with $3 million in revenue in its first year.","Supports real-time payouts in 35 countries and USD wallets in 18 markets.","Launched an operational platform in Colombia as part of its Latin America expansion."]

Growth metrics

The company announced it had reached $3 million in revenue in its first year of operations after emerging from stealth mode.

Market positioning

Kira is positioning itself as a next-generation fintech infrastructure platform for "Fintech 3.0". It targets enterprises and startups that want to launch embedded financial products, particularly in Latin America. Their market position is built on simplifying access to AI-driven, blockchain-powered financial services through a single API.

Geographic focus

Kira's primary geographic focus is on Latin America, with initial expansion efforts concentrated in South America.

Patents and IP

No public patents specifically for Kira Financial Technology Inc. were found. This is common for a startup at its current stage.

About Edrizio De La Cruz

Co-founder and CEO of Arcus, a fintech company acquired by Mastercard. He also served as a Visiting Group Partner at Y Combinator.

Official website: https://www.kirafin.ai/