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MOGOPLUS

Category: AI in Fintech

MOGOPLUS delivers agentic AI solutions for advanced credit risk assessment using open banking data to transform lending decisions. MOGOPLUS was founded in 2013. The company is led by Mike Page. Based in Sydney, Australia and London, United Kingdom. Team size: 11-50. Total funding raised: $9.15M. Latest round: Secured AUD $1.5 million in June 2024. Key investors include Reinventure Group, Private Australian investors and family offices.

Founded
2013
Headquarters
Sydney, Australia and London, United Kingdom
Team size
11-50
Total funding
$9.15M

Value proposition

Provides highly granular income verification and affordability analytics using agentic AI on bank transaction data, enabling faster loan approvals with lower risk.

Products and solutions

Income & Expense Verification Engine, Affordability Analytics Platform, Agentic AI Decisioning Tools for Lending

Unique value

Leverages \"agentic\" AI, where autonomous agents analyze consumer-permissioned bank transaction data to deliver deep, real-time insights into financial behavior, going beyond traditional credit models.

Target customer

Banks, lenders, credit unions, and mortgage brokers.

Industries served

Financial Services (Banking & Lending), Mortgage Broking, Credit Risk Assessment

Technology advantage

The platform can extract over a thousand unique attributes from raw transaction feeds in seconds, offering deep behavioral analytics that improve loan approval accuracy and reduce fraud.

How they differentiate

Focuses specifically on agentic AI-driven behavioral analysis for lending risk assessment, rather than general data aggregation or simple categorization offered by competitors.

Main competitors

Tink, Plaid, Credit Kudos (acquired by Apple)

Key partnerships

Yodlee, Major banks and lenders across Australia and the UK, Provenir, Google Cloud, Pennant Technologies, Wych (open banking/CDR partnership), Adatree

Notable customers

Macquarie Bank, Pepper Money, Central Murray Credit Union, One Click Life (ASX:1CL), two Australian tier 1 banks, a large Middle Eastern bank

Major milestones

Secured AUD $1.5 million in July 2025 from New Model Venture Capital Group to expand agentic AI solutions, Expansion into the UK market, Became an Accredited Data Recipient in Australia, Recognized as a finalist at the Finnies Awards for 'Best Use of Data', Strategic partnership with Provenir, Strategic partnership with Google Cloud, Strategic partnership with Pennant Technologies, Strategic partnership with Wych for combined CDR + credit intelligence stack, Partnership with Adatree for open banking deployment with Central Murray Credit Union, CRO Ben Ford served as Finnies Awards judge in 2026

Growth metrics

Over one million customer profiles analyzed through its platform.

Market positioning

A specialist B2B solution for regulated lenders seeking advanced, data-driven decisioning tools.

Geographic focus

Strong presence in Australia/New Zealand with active expansion into the UK and EU markets.

Patents and IP

No public record of granted patents; proprietary algorithms and processes are its core IP.

About Mike Page

Mike Page is an experienced CEO with a background in the financial services and technology sectors. He has a proven track record of scaling businesses and driving growth. His expertise lies in credit risk, lending, and data analytics. Before MOGOPLUS, he held leadership roles at other companies, where he was responsible for strategy, business development, and operations.

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