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Roi

Category: AI in Fintech

An AI-powered financial companion app designed to make investing and financial management more accessible through personalized insights. Roi was founded in 2022. The company is led by Sujith Vishwajith. Based in New York, USA. Team size: 4-5. Total funding raised: $3.6M. Latest round: Early-stage funding. Key investors include Balaji Srinivasan, Spark Capital, Gradient Ventures.

Founded
2022
Headquarters
New York, USA
Team size
4-5
Total funding
$3.6M

Value proposition

To provide a unified and intelligent platform for tracking all investments while offering personalized, human-like financial advice and guidance powered by AI.

Products and solutions

AI-powered personal finance mobile application, Investment tracking for stocks, crypto, and NFTs, AI-driven financial insights, education, and guidance

Unique value

Roi's uniqueness stemmed from its focus on hyper-personalization. The platform's AI was designed to learn individual user's financial habits and goals to provide tailored, adaptive advice, moving beyond generic financial tracking.

Target customer

Retail investors, particularly those managing a diverse portfolio of assets including traditional stocks, cryptocurrencies, and NFTs.

Industries served

Fintech, Personal Finance, Artificial Intelligence

Technology advantage

The core advantage was its ability to consolidate a wide range of modern and traditional assets (from stocks to NFTs) into a single view and apply a layer of personalized AI to deliver actionable insights, making complex financial management feel simple and human-centric.

How they differentiate

ROI differentiated itself by providing an AI-powered financial companion that allowed users to track their net worth, manage investments, and get instant answers from an AI assistant.

Main competitors

Empower (formerly Personal Capital), Mint, YNAB (You Need A Budget)

Key partnerships

Spark Capital (Investor), Gradient Ventures (Investor), Balaji Srinivasan (Investor), Kevin Durant (Investor)

Notable customers

Not publicly available

Major milestones

Founded in 2022, Raised $3.6 million in early-stage funding, Acquired by OpenAI

Growth metrics

Not publicly available

Market positioning

ROI positioned itself as an intelligent, AI-first personal finance application for the modern investor, focusing on wealth management and investment tracking rather than just budgeting.

Geographic focus

United States

Patents and IP

There is no publicly available information regarding patents held by the company.

About Sujith Vishwajith

Former software engineer at Airbnb, Google, and Microsoft. Co-Founder and CEO of Roi, a personal finance app acquired by OpenAI.