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Sardine AI

Category: AI in Fintech

Sardine AI offers an AI-enhanced platform for fraud detection, compliance, and risk management using device intelligence, behavior biometrics, and machine learning. Sardine AI was founded in 2020. The company is led by Soups Ranjan. Based in San Francisco, CA, USA. Team size: 141. Total funding raised: $145 million. Latest round: $70 million Series C led by Activant Capital. Key investors include Activant Capital, Andreessen Horowitz, Nyca Partners, GV, Geodesic Capital, Cross Creek Capital, Moody's Analytics, Experian Ventures, NAventures.

Founded
2020
Headquarters
San Francisco, CA, USA
Team size
141
Total funding
$145 million

Value proposition

Automates risk decisioning, reduces false positives, and streamlines compliance processes.

Products and solutions

Device and Behavior: Proprietary device intelligence and behavior biometrics to detect fraud., Identity Fraud: Detects stolen and synthetic identities., KYC and KYB: Performs customer and business verification., Bank Account Validation: Verifies bank account ownership in real-time., Payment Fraud: Blocks fraudulent payments., AML Transaction Monitoring: Detects illicit money movements., Advanced Bot Detection: Stops sophisticated bots., Scams and Account Takeover: Protects against social engineering tactics.

Unique value

Sardine's platform integrates device intelligence, behavior biometrics, and machine learning to provide a comprehensive risk management solution.

Target customer

Financial institutions, fintech companies, online retailers, and banks.

Industries served

Financial services, fintech, retail, cryptocurrency

Technology advantage

The use of AI agents to automate repetitive tasks and unify data across risk teams.

How they differentiate

Sardine's unified platform and AI-driven approach set it apart from competitors.

Main competitors

SpyCloud, Effectiv, Tookitaki

Key partnerships

Activant Capital, Andreessen Horowitz, Experian Ventures

Notable customers

GoDaddy, FTX, Brex, Chipper Cash, MoonPay

Major milestones

Successfully prevented significant fraud for clients, such as reducing wire fraud by 42% for a Tier-1 bank.

Growth metrics

Nearly doubled its customer base last year, with a 130% increase in annual recurring revenue.

Market positioning

Positioned as a leader in AI-enhanced fraud detection and compliance.

Geographic focus

Global, with operations serving over 150 countries.

Patents and IP

Not explicitly mentioned, but the company emphasizes its proprietary technology.

About Soups Ranjan

Soups Ranjan is the founder and CEO of Sardine, with over 20 years of experience in software engineering, data science, and risk management. Before Sardine, he was the Head of Data Science and Risk at Coinbase and also led risk management at Revolut. His career also includes roles at Yelp and Google. He holds a PhD in Electrical and Computer Engineering from Rice University.

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