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Spektr

Category: AI in Fintech

Copenhagen-based Spektr raised $20 million in Series A funding to scale its AI agent platform for automating financial compliance, KYC, and KYB workflows. Spektr was founded in 2023. The company is led by Mikkel Skarnager. Based in Copenhagen, Denmark. Team size: 11-50. Total funding raised: $26M. Latest round: Series A. Key investors include New Enterprise Associates (NEA), Northzone, Seedcamp, PSV Tech, PreSeed Ventures.

Founded
2023
Headquarters
Copenhagen, Denmark
Team size
11-50
Total funding
$26M

Value proposition

Automates and scales compliance for banks and fintechs by combining configurable workflows with AI agents across onboarding, KYC/KYB, real-time transaction monitoring, policy enforcement, and case investigation on one platform.

Products and solutions

AI Compliance Platform, KYC Automation, KYB Automation, Transaction Monitoring, Policy Engine, Case AI, Risk Management

Target customer

Banks, fintech companies, and financial institutions (including enterprise banks, digital banks for SMEs, crypto wallets, payments platforms, and EV charging platforms) needing to automate KYC, KYB, and ongoing compliance monitoring.

Industries served

Fintech, RegTech

Technology advantage

Platform of specialized AI agents configured to replicate and automate multi-step analyst tasks like document review, UBO identification, and sanctions screening.

How they differentiate

Focuses on verticalized AI agents for RegTech with a no-code, configurable workflow platform designed for highly regulated financial services, moving beyond simple chatbots to manage long-running compliance cycles and automated remediation.

Main competitors

Fenergo, Moody's, ComplyAdvantage

Key partnerships

Dun & Bradstreet, Kyckr, Creditsafe

Notable customers

Pleo, Santander Leasing, Nexi, Mercuryo, Phantom, Monta, kompasbank, Athlos Capital

Major milestones

Raised $20M Series A led by NEA (Apr 2026); total ~$26M, Raised €5M seed led by Northzone (Feb 2024), Launched spektr 3.0: Policy Engine, Transaction Monitoring, Case AI (Sep 2026), ISO 27001, ISO 27701, ISO 42001 and SOC 2 Type II certified, Offices in Copenhagen, London and Iași; customers include Nexi, Pleo, Santander, HelloFlow (prior co) acquired by Trulioo in 2022

Market positioning

Copenhagen-based Spektr raised $20 million in Series A funding to scale its AI agent platform for automating financial compliance, KYC, and KYB workflows.

Geographic focus

Europe (HQ Copenhagen; offices London and Iași); expanding globally including US

About Mikkel Skarnager

Co-founded HelloFlow (CEO), acquired by Trulioo in 2022 for $50M+; SVP of Product at Trulioo (Feb-Sep 2022); previously led Digital Transformation at Saxo Bank

Latest news about Spektr

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