Spektr
Category: AI in Fintech
Copenhagen-based Spektr raised $20 million in Series A funding to scale its AI agent platform for automating financial compliance, KYC, and KYB workflows. Spektr was founded in 2023. The company is led by Mikkel Skarnager. Based in Copenhagen, Denmark. Team size: 11-50. Total funding raised: $26M. Latest round: Series A. Key investors include New Enterprise Associates (NEA), Northzone, Seedcamp, PSV Tech, PreSeed Ventures.
- Founded
- 2023
- Headquarters
- Copenhagen, Denmark
- Team size
- 11-50
- Total funding
- $26M
Value proposition
Automates and scales compliance for banks and fintechs by combining configurable workflows with AI agents across onboarding, KYC/KYB, real-time transaction monitoring, policy enforcement, and case investigation on one platform.
Products and solutions
AI Compliance Platform, KYC Automation, KYB Automation, Transaction Monitoring, Policy Engine, Case AI, Risk Management
Target customer
Banks, fintech companies, and financial institutions (including enterprise banks, digital banks for SMEs, crypto wallets, payments platforms, and EV charging platforms) needing to automate KYC, KYB, and ongoing compliance monitoring.
Industries served
Fintech, RegTech
Technology advantage
Platform of specialized AI agents configured to replicate and automate multi-step analyst tasks like document review, UBO identification, and sanctions screening.
How they differentiate
Focuses on verticalized AI agents for RegTech with a no-code, configurable workflow platform designed for highly regulated financial services, moving beyond simple chatbots to manage long-running compliance cycles and automated remediation.
Main competitors
Fenergo, Moody's, ComplyAdvantage
Key partnerships
Dun & Bradstreet, Kyckr, Creditsafe
Notable customers
Pleo, Santander Leasing, Nexi, Mercuryo, Phantom, Monta, kompasbank, Athlos Capital
Major milestones
Raised $20M Series A led by NEA (Apr 2026); total ~$26M, Raised €5M seed led by Northzone (Feb 2024), Launched spektr 3.0: Policy Engine, Transaction Monitoring, Case AI (Sep 2026), ISO 27001, ISO 27701, ISO 42001 and SOC 2 Type II certified, Offices in Copenhagen, London and Iași; customers include Nexi, Pleo, Santander, HelloFlow (prior co) acquired by Trulioo in 2022
Market positioning
Copenhagen-based Spektr raised $20 million in Series A funding to scale its AI agent platform for automating financial compliance, KYC, and KYB workflows.
Geographic focus
Europe (HQ Copenhagen; offices London and Iași); expanding globally including US
About Mikkel Skarnager
Co-founded HelloFlow (CEO), acquired by Trulioo in 2022 for $50M+; SVP of Product at Trulioo (Feb-Sep 2022); previously led Digital Transformation at Saxo Bank
Latest news about Spektr
More AI in Fintech companies
Official website: https://www.spektr.com