Pagaya Technologies achieved record 2025 results with 1.3 billion USD in revenue and 81.39 million U...
The AMW Read
Updates the financial performance and market sentiment for Pagaya, a player in the AI fintech/credit underwriting vertical, though it does not trigger cross.§D as the $800M figure refers to an ABS deal rather than a primary capital raise.
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Finance & Ops · Player Map
Pagaya Technologies achieved record 2025 results with 1.3 billion USD in revenue and 81.39 million USD in GAAP net income, yet shares fell 33 percent on soft 2026 guidance. While an upsized 800 million USD AAA-rated ABS deal confirms institutional trust in its underwriting, investors are now prioritizing top-line growth over hit profitability targets. This reflects a systemic shift where AI credit platforms must prove they can scale volume during restrictive financial cycles without losing momentum. 📉