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Arca

Category: AI in Fintech

AI-native wealth management firm (RIA) that pairs human financial advisors with AI agents to deliver personalized, high-touch financial services at scale. Arca was founded in 2025. The company is led by Rron Rexha. Based in New York City, New York, United States. Team size: 11-50. Total funding raised: $64M. Latest round: Series A. Key investors include General Catalyst, Index Ventures, Venrock.

Founded
2025
Headquarters
New York City, New York, United States
Team size
11-50
Total funding
$64M

Value proposition

Every client gets a dedicated human advisor backed by an AI agent platform that handles all operational back-office work, enabling advisors to focus on deep client relationships rather than administrative tasks.

Products and solutions

AI-native wealth management platform, Human advisor + AI agent model, Comprehensive financial planning (retirement, estate, tax, equity compensation, business exit), Portfolio management and rebalancing, Automated client onboarding and account opening

Unique value

AI-native RIA that uses AI agents to eliminate operational friction for human advisors, delivering private-bank-quality service to the mass affluent market ($500K+ investable assets) — the $20T+ gap between robo-advisors and private banking.

Target customer

Mass affluent individuals and families with $500K+ in investable assets who want personalized human financial advice but are underserved by traditional wealth management

Industries served

Wealth Management, Financial Advisory, Registered Investment Advisory (RIA)

Technology advantage

Purpose-built AI agent runtime that handles the full operational workflow (emails, calls, documents, market activity, ACH transfers) — agents coordinate with each other, generate dynamic UI, and pull in humans only when needed. Built from scratch (no legacy tech). Institutional knowledge compounds with each model release.

How they differentiate

Unlike robo-advisors (Wealthfront, Betterment) that replace humans with algorithms, and unlike traditional RIAs that rely on legacy tech, Arca is AI-native from the ground up — AI agents carry the operational burden so human advisors can focus entirely on client relationships. Also differentiated from competitors like Range (which plans to eliminate advisors) by keeping the human advisor central.

Main competitors

Range (AI-first RIA planning to eliminate advisors), Farther ($28B AUM tech-forward RIA), Wealthfront (robo-advisor), Betterment (robo-advisor)

Key partnerships

Altruist (primary custodian), Schwab (custodian), Fidelity (custodian)

Notable customers

A leader at Anthropic (named as client on Arca's website)

Major milestones

Launched out of stealth June 2026 with $64M total funding, Acquired Sandbox Financial Partners (~$682M AUM) in May 2026, Folded Granite Bay Wealth Management under Arca, Surpassed $1B+ in client assets, Advisory board includes former Vanguard CEO Bill McNabb, former Schwab CFO Peter Crawford, Altruist CEO Jason Wenk, and author Morgan Housel

Growth metrics

$1B+ AUM; 28 employees (9 advisors); Offices in NYC, Maryland, New Hampshire

Market positioning

Premium mass-affluent wealth management bridging the gap between low-cost robo-advisors and exclusive private banking, targeting the ~$20 trillion in assets held by Americans underserved by traditional finance.

Geographic focus

United States (national RIA with offices in NYC, Maryland, and New Hampshire)

About Rron Rexha

Ex-Product Team Lead at Plaid; Ex-Product Lead at Cadre; Master's in Engineering from University of Pennsylvania

Official website: