AI Startup Intelligence

AI Fintech Startups

Track AI fintech startups across risk, compliance, underwriting, payments, wealth, lending, fraud detection, and financial operations.

Companies tracked: 393Key segments: risk automation, underwriting, fraud detectionUpdated: May 10, 2026

AI Fintech Market Snapshot

393

tracked companies

visible location clusters

funding signals surfaced

Fintech AI is strongest where model output can be tied to measurable risk reduction, faster operations, or compliance cost savings.

Representative Companies

A crawler-visible sample of companies from the AI Market Watch database.

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Company	Location	Funding	Focus
Tapline Founded 2021	Berlin, Germany (with operations in Estonia, the Czech Republic, and Poland)	€50 million+	Tapline provides non-dilutive financing to SaaS and subscription-based companies by pre-financing future receivables, leveraging AI-driven credit technology.
Architect Financial Technologies Founded 2023	Chicago, United States	$52.0M	The world's first centralized and regulated exchange (AX) for perpetual futures on traditional financial asset classes, including foreign currencies, single stocks, stock indexes, interest rates, metals, and energy, combining crypto-style derivatives with traditional market infrastructure.
april Founded 2021	New York, New York, USA	$78 million	An AI-powered tax platform that provides embedded tax solutions for financial institutions, enabling them to offer tax filing, planning, and estimation tools to their customers.
Alkymi Founded 2017	New York, USA	$26 million	Alkymi is an AI-powered platform that automates the extraction and processing of unstructured data from documents and emails for financial services firms.
Socratix AI Founded 2025	San Francisco, United States	$4.1M	Socratix AI builds autonomous AI coworkers for fraud and risk teams, automating investigative workflows and delivering real-time, explainable decisions to combat AI-powered fraud.
January Founded 2016	New York, USA; San Francisco, USA	$22M	January offers a digital-first, empathetic approach to debt collection. The platform uses data and machine learning to understand consumer behavior and preferences, creating personalized and flexible repayment options.
TurnKey Lender Founded 2014	Austin, Texas, USA	$23M+	An AI-powered, cloud-based lending platform that automates the entire loan lifecycle for creditors.
Atlys Founded 2021	San Francisco, USA	$36.25M	A digital platform that automates the end-to-end visa application process for international travelers using AI and automation technology.
Atlas Founded 2023	Singapore	$6.0M	An AI-native operating layer for independent accounting firms that automates complex workflows to solve the global talent shortage and scale capacity without increasing headcount.
GoSats Founded 2021	Bengaluru, India	$9.7M	An AI-led asset-based rewards platform that enables users to earn Bitcoin and Gold as cashback for everyday shopping and financial transactions.
Numos Founded 2024	San Francisco, USA	$4.25M	An AI-powered finance platform that utilizes autonomous agents to automate complex accounting, FP&A, and strategic workflows for the office of the CFO.
FNS Founded 2024	Copenhagen, Denmark	€1.5M	An AI-native financial newsroom that automates the gathering, analysis, and distribution of market-moving data for investment professionals in real-time.
Ledgerowl Founded 2020	Jakarta, Indonesia	Undisclosed	An AI-powered financial operations platform that automates bookkeeping, tax compliance, and back-office tasks for SMEs and startups.
OneBullEx Founded 2024	Dubai, United Arab Emirates	Undisclosed	An AI-native futures infrastructure platform that integrates quantitative research tools, automated execution, and institutional-grade settlement for the crypto derivatives market.
Cleavr Founded 2023	Paris, France	€1.0M	An AI-native platform that deploys autonomous agents to automate the entire accounts receivable cycle and cash collection for mid-market companies.
All Gravy Founded 2020	Copenhagen, Denmark	$6.4M	An AI-powered workforce management and financial wellness platform designed specifically for frontline employees in the hospitality and retail sectors.
DiligenceSquared Founded 2025	New York, USA	$5.5M	An AI-native platform that automates commercial due diligence for private equity firms by using AI voice agents to conduct, synthesize, and analyze expert interviews.
Vuelo Founded 2024	London, United Kingdom	€64.0M	An AI-native travel platform that leverages intelligent agents to automate the entire travel lifecycle, from conversational discovery and planning to booking and integrated flexible financing.
FinTech Studios Founded 2014	New York, USA	$10.2M	An AI-powered market and regulatory intelligence platform that provides real-time insights and automated research for the financial services industry.
TaxDown Founded 2019	Madrid, Spain	€15.4M	An AI-powered digital tax platform that combines artificial intelligence with a team of over 150 tax specialists to help individuals and businesses file tax returns, optimize deductions, and manage fiscal procedures across Spain and Latin America.