AI Startup Intelligence
AI Fintech Startups
Track AI fintech startups across risk, compliance, underwriting, payments, wealth, lending, fraud detection, and financial operations.
Companies tracked: 458Key segments: risk automation, underwriting, fraud detectionUpdated: August 11, 2026
AI Fintech Market Snapshot
458
tracked companies
8
visible location clusters
8
funding signals surfaced
Fintech AI is strongest where model output can be tied to measurable risk reduction, faster operations, or compliance cost savings.
Representative Companies
A crawler-visible sample of companies from the AI Market Watch database.
| Company | Location | Funding | Focus |
|---|---|---|---|
| Skrooge Founded 2025 | Dubai, UAE | $1.85M | An AI-driven accounting and tax automation platform specifically engineered for SMEs in the UAE to streamline financial operations and ensure compliance with regional tax regulations. |
| Hyperline Founded 2022 | Paris, France | $14.4M | AI-native revenue automation and billing platform for B2B SaaS companies, unifying CPQ, billing, revenue recognition and reporting. |
| Jump Founded 2022 | Salt Lake City, Utah, United States | $105.0M | AI operating system for financial advisors spanning Meet, Grow, and Operate—automating the meeting lifecycle, client onboarding/account opening, compliance documentation, CRM updates, and agentic workflows (AI Associate) while surfacing growth insights. |
| Goodfin Founded 2022 | San Francisco, California, United States | $500K | AI-powered private markets investing platform giving accredited investors access to pre-IPO companies, VC funds, and PE funds. |
| AvenuesAI Founded 2007 | Gandhinagar, India | $199,000,000 | An AI-native fintech and transaction infrastructure company providing global payment orchestration, fraud prevention, and digital commerce solutions. |
| Hyperbots Founded 2023 | New York, United States | $8.5M | An Agentic AI platform for the Office of the CFO that deploys specialized AI assistants to autonomously execute core finance and accounting workflows with human-like reasoning. |
| Perfios Founded 2008 | Bangalore, India | $464.0M | A leading B2B SaaS fintech platform that provides AI-driven real-time credit decisioning, data aggregation, and automated financial analysis for financial institutions. |
| EnFi Founded 2023 | Boston, USA | $22.5M | An AI-native lending platform that deploys specialized AI Credit Analyst Agents to automate complex commercial underwriting and risk monitoring workflows for financial institutions. |
| Pinegap Founded 2024 | New York, US (technology centre Bengaluru, India) | $10.5M | AI-powered agentic equity research platform for institutional buy-side analysts and portfolio managers. |
| Zed Founded 2021 | Manila, Philippines | $22.5M | A BSP-licensed, credit-led neobank in the Philippines offering an AI-underwritten Mastercard with no annual fees, zero FX fees, virtual cards, and modern repayment options (including USDC) for young professionals. |
| QuoteWell Founded 2021 | Austin, Texas, USA | $32 million | QuoteWell is a tech-enabled wholesale insurance brokerage platform that connects independent agents with E&S markets using AI-powered technology |
| Gyde Founded 2025 | Austin, USA | $60.0M | An AI-native insurance brokerage platform designed to modernize the agent experience by integrating health, wealth, and insurance guidance into a unified, automated workflow. |
| Sixfold Founded 2023 | New York City, United States | $51.5M | Sixfold is an agentic AI underwriting platform ('AI Underwriter') that helps insurance carriers assess risk, summarize documents, and speed up underwriting decisions across Property & Casualty and Life & Health lines. |
| Enzo Founded 2021 | Heidelberg, Germany | €6.2M | A proactive Insurtech MGA and IoT platform that combines proprietary smart water sensors with AI-driven analytics to offer 'prevention-first' residential building insurance. |
| Veritus Founded 2025 | San Francisco, USA | $10.1M | A voice-first AI platform that develops sophisticated virtual agents designed to automate complex, compliant conversations for the consumer lending and debt collection industries. |
| Tradepal AI Founded 2025 | Lagos, Nigeria | $50.0K | AI-powered compliance and financial operations platform (ledger, KYC/KYB, wallet risk, tax, PNL, WhatsApp capture) for OTC desks and digital asset businesses in Africa. |
| Onshore Founded 2020 | New York City, New York, United States | $46M | AI-native platform that automates corporate R&D tax credit and incentive analysis, replacing manual CPA workflows with intelligent automation. |
| Sherpas Founded 2023 | Wilmington, Delaware / San Francisco, California, USA | $3.2M | AI-native infrastructure platform for wealth management firms that automates financial data extraction, analysis, and proposal generation. |
| Paygentic Founded 2025 | San Francisco, United States | $2M | An all-in-one billing and payments platform specifically designed for AI-native and agent-driven products |
| Decade Founded 2025 | São Paulo, Brazil | $85M | AI-native wealth advisory platform combining human advisors with proprietary AI to democratize wealth management in Brazil. |
Funding Signals
Skrooge
Seed
Investors: ["Fintech-experienced angel investors (names undisclosed; SAFE notes)"]
Hyperline
Seed
Investors: ["Index Ventures","Cocoa","Kima Ventures","Adelie Capital"]
Jump
Series B
Investors: ["Insight Partners","Battery Ventures","Sorenson Capital","Pelion Venture Partners","Citi Ventures","F-Prime","Allianz Life Ventures","TIAA Ventures","Peterson Partners"]
Goodfin
Seed
Investors: ["Y Combinator","Goodwater Capital","Phoenix Fund","Perpetua Investment Group","Taiwan Global Angels","Phoenix Investment Club"]
AvenuesAI
Post-IPO
Investors: ["TVS Capital Funds","Public Shareholders","Institutional Investors"]
Hyperbots
Series A ($6.5M, May 2025)
Investors: ["Arkam Ventures","Athera Venture Partners","Kalaari Capital","JSW Ventures","Sunicon Ventures","Darashaw & Company"]
Perfios
Series D Extension (Mar 2024)
Investors: ["Warburg Pincus","Bessemer Venture Partners","Kedaara Capital","Teachers' Venture Growth (TVG)"]
EnFi
Series A
Investors: ["FINTOP Capital","Unusual Ventures","Patriot Financial Partners","Commerce Ventures","Boston Seed Capital"]