AI Startup Intelligence

AI Fintech Startups

Track AI fintech startups across risk, compliance, underwriting, payments, wealth, lending, fraud detection, and financial operations.

Companies tracked: 424Key segments: risk automation, underwriting, fraud detectionUpdated: June 21, 2026

AI Fintech Market Snapshot

424

tracked companies

visible location clusters

funding signals surfaced

Fintech AI is strongest where model output can be tied to measurable risk reduction, faster operations, or compliance cost savings.

Representative Companies

A crawler-visible sample of companies from the AI Market Watch database.

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Company	Location	Funding	Focus
Datalign Advisory Founded 2022	Cambridge, Massachusetts	$9 million	Datalign is an AI platform that matches consumers with leading financial advisors.
Aventur Founded 2020	London, United Kingdom	Undisclosed	A wealth management firm transitioning into a scalable, AI-powered financial wellbeing platform designed to democratize access to professional financial advice.
eToro Founded 2007	Tel Aviv, Israel	$423M	eToro is a multi-asset social investment network that allows users to trade and invest in a variety of financial instruments, including stocks, cryptocurrencies, and ETFs, while also enabling them to copy the trading strategies of other users.
DPDzero Founded 2022	Bengaluru, India	$11.25M	DPDzero is a collections automation platform that helps lenders improve their collection efficiency and reduce their operational costs. It is a GPT-enabled collections and debt recovery platform enabling lenders to scale collections ethically and efficiently.
Afinit Founded 2014	Seoul, South Korea	$192.0M	An AI-driven financial platform that provides specialized micro-lending, utility payments, and credit scoring services (True Balance) specifically designed for India's unbanked and underbanked population.
Neptune Flood Founded 2016	St. Petersburg, USA	$368 million	Neptune Flood is a private flood insurance provider that uses AI and machine learning to offer residential and commercial property owners a fast and affordable alternative to the National Flood Insurance Program (NFIP).
Fintary Founded 2021	San Francisco, United States	$12.8 million	AI-powered platform automating insurance commission and financial operations for insurers
Zilch Founded 2018	London, United Kingdom	$565 million+	AI-driven digital payments platform offering ad-subsidized payments, cashback rewards, and interest-free credit alternatives to traditional credit cards
Nawy Founded 2019	Cairo, Egypt	$75 million (as of May 2025)	Nawy Shares is a fractional real estate ownership platform in Africa, enabling accessible investment in premium properties through technology-driven solutions.
Basis Theory Founded 2020	Mill Valley, California, USA	$50M	A developer‑friendly platform for tokenizing, securing, and managing sensitive payment data to build compliant payment applications with AI‑driven optimization.
Recur Club Founded 2021	New Delhi, India	$50M (debt + equity)	An AI-native debt marketplace providing non-dilutive capital solutions for startups and SMEs.
Multiplier Holdings Founded 2022	Singapore	$27.5 million	A technology company that acquires and builds AI-native professional services firms, starting with accounting and tax.
Airwallex Founded 2015	San Francisco & Singapore	$1.5B	A global financial platform offering solutions for payments, treasury, spend management, and embedded finance for modern businesses.
Baselane Founded 2020	New York, United States	$44.3M	An all-in-one financial operating system for landlords and real estate investors, integrating banking, bookkeeping, rent collection, and analytics.
Zocks Founded 2022	San Francisco, USA	$65M ($5.5M Seed + $13.8M Series A + $45M Series B)	An AI-powered client intelligence platform designed specifically for financial advisors to automate meeting workflows, CRM data entry, and follow-up tasks by extracting structured data from client conversations.
TaxDown Founded 2019	Madrid, Spain	€20.9M	An AI-powered digital tax platform that combines artificial intelligence with a team of over 150 tax specialists to help individuals and businesses file tax returns, optimize deductions, and manage fiscal procedures across Spain and Latin America.
Murphy Founded 2024	Barcelona, Spain	$15 million (€12.8 million)	An autonomous, multilingual AI agent that handles debt collection end-to-end for businesses using conversational intelligence across multiple channels like SMS, email, and WhatsApp.
GoSats Founded 2021	Bengaluru, India	$14.7M	An AI-led asset-based rewards platform that enables users to earn Bitcoin and Gold as cashback for everyday shopping and financial transactions.
MGT Founded 2022	San Francisco, USA	$21.6M	An AI-native neo-insurer providing automated, full-stack commercial insurance solutions specifically designed for small businesses and artisan contractors.
Cleavr Founded 2025	Paris, France	€1.0M	An AI-native platform that deploys autonomous agents to automate the entire accounts receivable cycle and cash collection for mid-market companies.