AI Startup Intelligence

AI Fintech Startups

Track AI fintech startups across risk, compliance, underwriting, payments, wealth, lending, fraud detection, and financial operations.

Companies tracked: 475Key segments: risk automation, underwriting, fraud detectionUpdated: September 27, 2026

AI Fintech Market Snapshot

475

tracked companies

visible location clusters

funding signals surfaced

Fintech AI is strongest where model output can be tied to measurable risk reduction, faster operations, or compliance cost savings.

Representative Companies

A crawler-visible sample of companies from the AI Market Watch database.

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Company	Location	Funding	Focus
TBX Founded 2022	Mumbai, India	$30M	TransBnk is a transaction banking platform that provides a suite of solutions to help businesses manage their finances and operations.
IPO Genie Founded 2025	Belize City, Belize	$1,435,249	An AI-powered tokenized venture capital platform that democratizes access to private market investments and pre-IPO deals traditionally reserved for institutional investors, using blockchain technology and AI-driven deal discovery.
Quandri Founded 2020	Vancouver, Canada	Over $20M USD	An AI-powered automation and renewal intelligence platform that automates repetitive, manual tasks for insurance brokerages.
Menos AI Founded 2024	San Jose, California, United States	$5.2M	AI-driven agentic workforces designed to automate and optimize investment research and quantitative analytics for the asset management industry.
Finarkein Analytics Founded 2019	Pune, India	$5.8M	Finarkein provides a data analytics platform that helps BFSI companies build intelligent, data-driven solutions leveraging India's digital public infrastructure.
Monzo Founded 2015	London, United Kingdom	$2.41B	Monzo is a UK digital challenger bank offering a mobile-first current account, savings, lending and business banking to over 15 million customers.
Vivox AI Founded 2024	London, United Kingdom	$1.6M	Regulator-ready atomic AI agents that automate financial crime compliance workflows including AML, KYB/KYC, sanctions screening, and adverse media monitoring for banks and fintechs.
Juspay Founded 2012	Bengaluru, India	$197.4M across 5 disclosed rounds	A global payments operating system and orchestration platform that unifies payment gateways and optimizes transaction success rates for large-scale enterprises.
OLarry Founded 2024	Mill Valley, United States	$14.5 million	An AI-powered tax firm providing proactive tax planning and advisory services for high-net-worth individuals and businesses.
Taktile Founded 2020	New York City, United States	~$184M total (all rounds)	AI-powered risk decision-making platform for financial institutions and fintech startups.
Akuvo Founded 2022	Malvern, PA, United States	$16M+	A fintech company providing a cloud-native platform for collections and credit risk management, leveraging AI to enhance efficiency and decision-making.
Pluang Founded 2019	Jakarta, Indonesia	$123M	Indonesia's leading multi-asset investment super app offering gold, US stocks, crypto, Indonesian stocks, mutual funds, options, and ETF trading with micro-investment starting from $0.50.
Atlas Founded 2025	Singapore	$6.0M	An AI-native operating layer for independent accounting firms that automates complex workflows to solve the global talent shortage and scale capacity without increasing headcount.
Savvy Wealth Founded 2021	New York, NY, USA	Over $200 million	An AI-powered wealth management platform designed to automate back-office tasks and enhance client engagement for financial advisors. It is a digital-first platform for financial advisors centered around modernizing human financial advice.
Beeline Founded 2019	Providence, Rhode Island, USA	$29.2M	Beeline is a fintech company that provides an AI-powered mortgage lending platform to simplify and accelerate the home loan process.
Ledgerowl Founded 2019	Jakarta, Indonesia	Undisclosed	An AI-powered financial operations platform that automates bookkeeping, tax compliance, and back-office tasks for SMEs and startups.
Fasset Founded 2019	Dubai, United Arab Emirates	$150M+	Stablecoin-powered neobank and Islamic digital bank offering USD accounts, cross-border payments, and investment services across emerging markets.
FairPlay Founded 2020	612 South Broadway, Los Angeles, CA	$24.5M	The AI Enablement Layer for Financial Services — an all-in-one platform for AI and agentic testing, optimization and validation.
Atlys Founded 2020	San Francisco, USA	$72.25M	A digital platform that automates the end-to-end visa application process for international travelers using AI and automation technology.
Parlay Finance Founded 2022	Alexandria, Virginia, United States	$3.3 million	An AI-powered Loan Intelligence System (LIS) that helps community banks and credit unions streamline operations and approve more small business loans.