AI Startup Intelligence

AI Fintech Startups

Track AI fintech startups across risk, compliance, underwriting, payments, wealth, lending, fraud detection, and financial operations.

Companies tracked: 485Key segments: risk automation, underwriting, fraud detectionUpdated: November 11, 2026

AI Fintech Market Snapshot

485

tracked companies

visible location clusters

funding signals surfaced

Fintech AI is strongest where model output can be tied to measurable risk reduction, faster operations, or compliance cost savings.

Representative Companies

A crawler-visible sample of companies from the AI Market Watch database.

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Company	Location	Funding	Focus
NALA Founded 2017	London, England	$50.1M	Cross-border payments company providing a multi-currency consumer account and Rafiki stablecoin/local payout infrastructure for remittances and B2B flows into emerging markets.
LayerX Inc. Founded 2018	Tokyo, Japan	$192.2M	An AI-powered SaaS platform that automates back-office operations for enterprises.
Numerai Founded 2015	San Francisco, United States	$58.5M	Numerai is an AI-powered, crowd-sourced hedge fund that incentivizes a global network of data scientists to develop predictive models for the stock market.
Flex Founded 2022	San Francisco, California, United States	$180M equity + $300M debt facilities	AI-native private banking platform that combines business credit, personal finance, payments, and ERP operations into a unified financial ecosystem for high-net-worth business owners
LinqAlpha Founded 2022	New York, New York (HQ); also offices in Boston, MA and Seoul, South Korea	$28.6M	AI-powered multi-agent investment research platform for institutional investors, building the "Alpha Intelligence Layer" for global public markets
Crossmint Founded 2022	Miami, FL, USA (offices in New York, Miami, and Madrid)	$23.6M	A blockchain platform that simplifies integrating blockchain capabilities for businesses and AI agents by offering low-code APIs that abstract away underlying blockchain complexities.
Munify Founded 2024	Orlando, Florida, United States	$6M	Cross-border neobank for the Middle East and its diaspora, offering USD accounts, virtual cards and stablecoin-powered transfers.
Subscript Founded 2021	San Francisco, CA, USA	$21 million	AI-driven revenue management tools that automate invoicing, revenue recognition, and analytics for B2B SaaS companies.
Lama AI Founded 2022	New York, United States (HQ); Founded in Israel	$21M	AI-native loan origination platform for community and regional banks, using AI agents to automate SMB and commercial lending from intake to credit memo.
Capitalize.io Founded 2023	Newport Beach, California, USA	$4 million	An AI-powered platform that streamlines access to commercial real estate loan and property data for brokers and lenders.
Ignosis Founded 2022	Ahmedabad, India	$5.49 million	Ignosis provides an AI-powered financial data intelligence platform for the BFSI sector.
Heron Founded 2020	New York, USA and London, UK	$17.8M	An AI platform that automates document-heavy workflows in lending, insurance, and equipment finance by extracting and structuring data from emails, PDFs, and other documents.
Finary Founded 2020	Paris, France	€38M	Finary is an AI-powered wealth management and social investing platform that allows users to track their assets, manage their budget, and optimize their investments in real-time.
Datalign Advisory Founded 2022	Cambridge, Massachusetts	$11.8 million	Datalign is an AI platform that matches consumers with leading financial advisors.
Foliume Founded 2021	Madrid, Spain (Javier Ferrero, 10, Madrid)	$1.29 million	Empowering insurance distribution in Ibero-America with a modern customer care tool, integrating advanced analytics and AI-driven automation.
LUMIQ Founded 2007	Noida, Uttar Pradesh, India (offices in New Jersey, Singapore, Mumbai, Pune)	$13.5M	AI-native financial services company building autonomous AI agents (LiteCone platform) for regulated decision-making in banking, insurance, and capital markets.
Sidetrade Founded 2000	Boulogne-Billancourt, France	$7.2M	Sidetrade is an AI-native Order-to-Cash (O2C) intelligence platform that helps enterprises accelerate cash flow through AI-powered accounts receivable automation, autonomous AI agents, and the world's largest proprietary O2C Data Lake.
Model ML Founded 2023	London, United Kingdom (HQ); also New York, San Francisco, Hong Kong, Madrid	Over $100M total; HSBC Asset Management investment announced August 2026, amount undisclosed	Model ML provides an AI-powered workspace that automates financial research and due diligence for Wall Street investment firms, analysts, and portfolio managers.
Sindbad Tech Founded 2013	Riyadh, Saudi Arabia	$4.8 million	A FinTech company providing AI-powered robo-advisory and automated trading solutions.
Multiplier Holdings Founded 2022	Singapore	$62.5 million	A technology company that acquires and builds AI-native professional services firms, starting with accounting and tax.