Where is Lama AI headquartered?

Lama AI is headquartered in New York, United States (HQ); Founded in Israel. The company has a team of 11-50 people.

What does Lama AI do?

Lama AI operates in the AI in Fintech sector. AI-native loan origination platform for community and regional banks, using AI agents to automate SMB and commercial lending from intake to credit memo. Turn messy borrower packages into a decision-ready credit memo in 5 minutes using AI agents, enabling banks to originate more loans without increasing headcount or compromising credit discipline.

When was Lama AI founded?

Lama AI was founded in 2022. It is based in New York, United States (HQ); Founded in Israel.

Who is the CEO of Lama AI?

Omri Yacubovich is the CEO of Lama AI. The company was founded in 2022.

Where is Lama AI located?

Lama AI is headquartered in New York, United States (HQ); Founded in Israel.

What funding stage is Lama AI at?

Lama AI is currently at the Growth Stage stage.

How many employees does Lama AI have?

Lama AI has approximately 11-50 employees.

Lama AI

Category: AI in Fintech

AI-native loan origination platform for community and regional banks, using AI agents to automate SMB and commercial lending from intake to credit memo. Lama AI was founded in 2022. The company is led by Omri Yacubovich. Based in New York, United States (HQ); Founded in Israel. Team size: 11-50. Total funding raised: $21M. Latest round: Series A. Key investors include EJF Ventures, Viola Ventures, Hetz Ventures, Foundation Capital, SixThirty, Fin Capital, 1st & Main.

Founded: 2022
Headquarters: New York, United States (HQ); Founded in Israel
Team size: 11-50
Total funding: $21M

Value proposition

Turn messy borrower packages into a decision-ready credit memo in 5 minutes using AI agents, enabling banks to originate more loans without increasing headcount or compromising credit discipline.

Products and solutions

AI-native loan origination platform with modular AI agents: Smart Client Portal, Borrower Assistant, Document Extraction, AI-Powered Spreading, Lender Assistant, Workflow Orchestration, Analytics & Insights, Memo Generation, Loan Simulation, Portfolio Monitoring. Supports SMB loans, commercial loans, SBA (7a, 504, Express)

Unique value

First AI-native, agentic loan origination platform purpose-built for community/regional banks — modular, deploys alongside existing systems (no rip-and-replace), covers full commercial lending lifecycle from intake to servicing with 100+ pre-built integrations.

Target customer

Community and regional banks, credit unions, and fintech companies in the United States

Industries served

Banking & Financial Services, SMB Lending, Commercial Real Estate, Government-Guaranteed Lending (SBA/USDA)

Technology advantage

Agentic AI platform with modular agents handling intake, document extraction, financial spreading, underwriting, memo generation, and portfolio monitoring; 95%+ accuracy on document-to-spread conversion; 100+ pre-built integrations with core systems, risk models, SoS, E-Tran, eSignature; SOC 2 Type 2 certified; RESTful API architecture.

How they differentiate

Built AI-native from the ground up (not bolted-on AI to legacy LOS); modular agentic architecture that automates the full range of commercial lending (SBA, C&I, CRE, credit cards); deploys alongside existing bank systems rather than forcing rip-and-replace; 3-week go-live with industry-proven templates; context-aware and explainable AI with human-in-the-loop.

Main competitors

nCino, Numerated, Parafin, Casca, MeridianLink, Abrigo

Key partnerships

Salesforce (Lending-as-a-Service on AppExchange for Financial Services Cloud), FIS (AI-powered SMB lending solutions for FIS clients), Mastercard (Engage Partner Program for Commercial Lending), Alloy Labs (75+ bank member consortium), Bridge (commercial lending distribution), Lumos Technologies (small business credit analytics)

Notable customers

Gate City Bank, SouthState Bank, Colony BankCorp, Capital Community Bank, First Bank & Trust Co., Luminate Bank

Major milestones

2022: Founded and raised $9M Seed round co-led by Viola Ventures & Hetz Ventures, 2023: Salesforce partnership launched on AppExchange, 2024: Named to Fintech Innovation 50, Joined Mastercard Engage Partner Program, FIS partnership, 2025: Named to AIFinTech100, Gate City Bank case study (10x faster approvals), IDC named Lama AI a Major Player in Loan Origination Systems, 2026: Raised $12M Series A led by EJF Ventures ($21M total), 300% YoY revenue growth, dozens of banks in production.

Growth metrics

300% year-over-year revenue growth; $2B+ processed loans; 11K+ end-users; 100K+ automated decisions; dozens of community/regional banking organizations in production

Market positioning

Positioned as the leading AI-native loan origination platform for community and regional banks (sub-$10B assets), competing against legacy LOS providers (nCino, Jack Henry, Fiserv) and newer fintech entrants. Named a Major Player by IDC in Loan Origination Systems, recognized on AIFinTech100 and Fintech Innovation 50.

Geographic focus

United States (primary); Israel (R&D)

About Omri Yacubovich

Ex-neobank launch lead; founded a big data e-commerce company (acquired by Taboola); VP Global Sales & Marketing at an AI-driven insurtech company. Dual degree in Law and Accounting from Tel Aviv University.

Official website: https://www.lama.ai