Tradepal AI
Category: AI in Fintech
AI-powered compliance and financial operations platform (ledger, KYC/KYB, wallet risk, tax, PNL, WhatsApp capture) for OTC desks and digital asset businesses in Africa. Tradepal AI was founded in 2025. The company is led by Deborah Ojengbede. Based in Lagos, Nigeria. Team size: 1-10. Total funding raised: $50.0K. Latest round: Pre-Seed. Key investors include Undisclosed Angel Investors.
- Founded
- 2025
- Headquarters
- Lagos, Nigeria
- Team size
- 1-10
- Total funding
- $50.0K
Value proposition
Centralizes non-custodial transaction recording, counterparty KYC/KYB, wallet risk intelligence, intelligent taxation, PNL, invoicing, and audit-ready reporting—built around WhatsApp-native OTC workflows and Nigerian tax/AML rules.
Products and solutions
Transaction Recording & Audit Management, Wallet Monitoring & Risk Intelligence, KYC & KYB Verification, Intelligent Taxation Engine, Advanced PNL Engine, Invoice Generation, Web Dashboard (ops command center), WhatsApp AI Integration (chat/voice trade capture)
Unique value
One of the first dedicated RegTech solutions in Africa to bridge the gap between decentralized finance (DeFi) and traditional tax authorities like the FIRS.
Target customer
OTC trading desks, digital asset merchants, VASPs, fintechs, stablecoin/remittance operators, accountants, and SMEs/individual traders needing audit-ready crypto and business compliance in Africa.
Industries served
Fintech, RegTech, Blockchain & Digital Assets, Accounting & Professional Services
Technology advantage
Utilizes proprietary AI models to interpret local tax codes and automatically categorize crypto transactions, reducing the need for manual accounting and minimizing the risk of non-compliance penalties.
How they differentiate
Localized AI models specifically trained on the Nigerian Finance Act 2023 and FIRS requirements, offering seamless reconciliation between decentralized finance (DeFi) transactions and traditional tax reporting.
Main competitors
Koinly, Taxaide (Taxtech Nigeria), Accounteer
Key partnerships
DATAN – Digital Assets Traders Association of Nigeria (partner; co-hosted Tax Readiness webinar Jan 2026), Bchain Africa (Ecosystem partner), Onchain Festival (Community & Advocacy partner), Strategic engagement with NITDA stakeholders (launch/ecosystem events)
Notable customers
Exora Wallet (public user case / OTC-style operator), Bchain Africa, Nigerian OTC/crypto traders, Local SMEs
Major milestones
Raised $50,000 in pre-seed funding (announced January 1, 2026) from undisclosed angel investors, Official platform launch in Nigeria (January 2026) timed with new tax reforms, Strategic partnership with Bchain Africa for ecosystem integration, DATAN (Digital Assets Traders Association of Nigeria) partnership / co-hosted tax readiness webinar (Jan 2026), Platform V2 release with 3,000+ transactions recorded shortly after launch
Growth metrics
Post-V2 launch: 3,000+ platform transactions recorded within weeks of release; still leverages founders' prior AFEN ecosystem network for GTM. Actively hiring (sales, content) as of mid-2026.
Market positioning
Niche RegTech leader specializing in digital asset compliance for the African market.
Geographic focus
Nigeria, with planned expansion into the broader West African region.
Patents and IP
No registered patents disclosed as of latest update; relies on proprietary software architecture and localized AI training models.
About Deborah Ojengbede
Deborah Ojengbede is a seasoned fintech leader and former banker with over 5 years of experience at Union Bank of Nigeria as a Business Analyst and Strategy specialist. She previously served as the CEO of AFEN Blockchain Group, where she led the development of NFT and Web3 infrastructure in Africa, raising significant capital and building a community of over 100,000 users.
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Official website: https://www.tradepalai.xyz/
