Veritus
Category: AI in Fintech
A voice-first AI platform that develops sophisticated virtual agents designed to automate complex, compliant conversations for the consumer lending and debt collection industries. Veritus was founded in 2025. The company is led by Joshua March. Based in San Francisco, USA. Team size: 10-50. Total funding raised: $10.1M. Latest round: Seed. Key investors include Crosslink Capital, Threshold Ventures, Emergence Capital, Surge Point Capital, Cedar Capital, Rebel Fund, Pioneer Fund, Y Combinator.
- Founded
- 2025
- Headquarters
- San Francisco, USA
- Team size
- 10-50
- Total funding
- $10.1M
Value proposition
Reduces operational overhead by replacing legacy call centers with AI agents that provide 24/7 availability, ensure 100% regulatory compliance, and improve debt recovery rates through empathetic, human-like voice interactions.
Products and solutions
Voice-First AI Virtual Agents, Automated Loan Servicing Interface, AI-Driven Collections & Debt Recovery System, Real-time Compliance & Monitoring Dashboard, Lending-Specific LLM Integration Layer
Unique value
Unlike general-purpose chatbots, Veritus focuses on 'voice-first' interactions that handle the high-stakes, emotionally charged nature of debt collection with human-level empathy and strict adherence to financial regulations.
Target customer
Consumer lenders, retail banks, credit unions, and fintech companies managing high-volume loan portfolios.
Industries served
Fintech, Banking, Consumer Lending, Debt Collection & Recovery
Technology advantage
The platform leverages a proprietary AI-native architecture optimized for low-latency voice communication and deep integration into lending tech stacks, built by a founding team with proven exits in customer service SaaS (Conversocial) and fintech (Divvy Homes).
How they differentiate
Veritus differentiates through a 'voice-first' vertical focus specifically for the lending industry. Unlike general-purpose voice AI, it is built to handle high-stakes, emotionally charged debt collection conversations with human-level empathy while ensuring 100% adherence to strict financial regulations (like FDCPA and TCPA).
Main competitors
Skit.ai, PolyAI, TrueAccord, Air.ai
Key partnerships
Y Combinator (S25 Batch), Crosslink Capital, Threshold Ventures, Emergence Capital, Major US-based consumer lending institutions (Early design partners)
Notable customers
Splash Financial, AWA, Second Alliance, PayCourt, Wisetack, Stork Club
Major milestones
Founded in 2025 by Joshua March, David Schlesinger, and Joseph Stein., Selected for the Y Combinator Summer 2025 (S25) batch., Raised $10.1M Seed funding co-led by Crosslink Capital and Threshold Ventures in February 2026., Named customers and case studies including Splash Financial (20%+ conversion lift), AWA, Second Alliance; agents live across origination and collections.
Growth metrics
Post-seed (Feb 2026 $10.1M); production agents live with named lenders (e.g. Splash Financial: 20%+ relative conversion lift vs human baseline, 74% call containment Apr–Jun 2026). YC lists team size ~10; site shows expanded GTM and collections leadership. Planning Series A when growth warrants.
Market positioning
Specialized Fintech AI / Vertical SaaS provider targeting the consumer lending and debt recovery sector.
Geographic focus
North America (primarily United States)
Patents and IP
No registered patents disclosed as of August 2026; focus remains on proprietary AI models, compliance/negotiation workflow logic, and platform IP.
About Joshua March
Joshua March is a serial entrepreneur with a track record of scaling and exiting technology companies. He was previously the CEO and Co-founder of SCiFi Foods (a food-tech startup) and the CEO and Co-founder of Conversocial, a leading social customer service platform acquired by Verint (VRNT) in 2021. He also co-founded iPlatform, one of the first Facebook application development platforms, which was acquired by Conversocial.
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Official website: https://www.veritus.com/