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Antom

Category: AI in Fintech

A payment services and merchant digitization solution provider, under Ant International, that helps businesses accept a wide range of payment methods and enhance their digital operations using AI-powered tools. Antom was founded in 2023. The company is led by Gary Liu. Based in Singapore, Singapore. Team size: N/A. Total funding raised: Not applicable (business unit of Ant International). Latest round: Not applicable. Key investors include ["Ant International (Ant Group)"].

Founded
2023
Headquarters
Singapore, Singapore
Team size
N/A
Total funding
Not applicable (business unit of Ant International)

Value proposition

Providing a one-stop, vertical-specific digital payment and services solution with global reach, deep localization, and AI-powered operational enhancements.

Products and solutions

["Global payment acceptance (credit/debit cards, e-wallets, Buy Now Pay Later)","Local acquiring capabilities","AI-based FX (foreign exchange) technology","Antom Copilot (AI assistant for merchants)","Agentic Payment Solution (AI agent payments)","EPOS360 (AI-powered MSME app)","Digital marketing and digitization solutions","Payment orchestration and risk management"]

Unique value

Combines Ant Group's extensive payment network with proprietary AI-driven technologies for foreign exchange, risk management, and digital marketing to offer a comprehensive merchant service platform.

Target customer

Global and regional merchants across various industries, from SMBs to large enterprises.

Industries served

["Travel & Hospitality","E-commerce","Retail","Gaming","Financial Services"]

Technology advantage

Leverages proprietary AI-based FX technology, the Alipay+ GenAI Cockpit for developing tools like Antom Copilot, and tokenization for secure transactions. Benefits from the established infrastructure and ecosystem of Ant International.

How they differentiate

Focuses on providing deep localization for payment methods, particularly in Asia, combined with a comprehensive suite of AI-powered digitization, marketing, and operational tools (like Antom Copilot) that go beyond simple payment processing.

Main competitors

["Stripe","Adyen","PayPal","2C2P (now part of Antom)"]

Key partnerships

["Deutsche Bank","Booking.com","MultiSafepay (acquired)","Adobe","AirAsia MOVE","Splitit","Google Play","Mastercard","Visa","XPENG"]

Notable customers

["Booking.com","Smyths Toys","Brandquad","Miravia","AirAsia MOVE","Google Play","XPENG"]

Major milestones

["Launch as the international business brand of Ant Group.","Strategic partnership with Deutsche Bank to provide integrated cross-border payment solutions.","Acquisition of European payment service provider MultiSafepay (July 2024).","Launch of Antom Copilot 2.0, an AI assistant for merchants.","Received SOC 2 Type II certification for data security and privacy.","Partnership with Adobe to expand localized payment options in Asia.","Launch of Agentic Payment Solution with Mastercard and Visa pilots (September 2025).","Launch of EPOS360, AI-powered all-in-one MSME app (November 2025).","Partnership with XPENG for global EV charging payments (February 2026)."]

Growth metrics

Expanding global merchant coverage, connecting over 150 million merchants with more than 2 billion consumers globally, processing over 2 billion transactions in core emerging markets in 2025, and forming strategic partnerships with Mastercard, Visa, Google Play, and XPENG.

Market positioning

A major player in Asian markets, aggressively expanding its footprint in Europe and other regions through strategic acquisitions (e.g., MultiSafepay) and partnerships with local financial institutions and merchants.

Geographic focus

Asia, Europe, Global

Patents and IP

Not publicly available

About Gary Liu

University of Hong Kong graduate with extensive fintech and payments background. Over 15 years of experience in financial services before joining Ant Group in April 2016. Progressed through multiple senior roles at Ant Group, starting with domestic payment and local services investments in China, then advancing to Head of Global Online Business for Ant International. Later led the International Investment team responsible for M&A, joint ventures, and strategic investments in overseas markets. Specialized in digital payment platform expansion, merchant acquisition, and strategic partnerships. Currently oversees Antom's global merchant payment services spanning 50+ countries, driving digital transformation for SMEs worldwide through innovative payment solutions and strategic acquisitions.

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