Grace AI Lab
Category: AI Agents
Lagos-based startup building autonomous AI agents (AI workers) for enterprise operations across banking, telecoms, hospitality, and other industries in Africa. Grace AI Lab was founded in 2025. The company is led by Divine Matthew. Based in Lagos, Nigeria. Team size: 2-10. Latest round: Bootstrapped. Key investors include Dan Walkovitz (angel/early investor).
- Founded
- 2025
- Headquarters
- Lagos, Nigeria
- Team size
- 2-10
Value proposition
Autonomous AI workers that execute end-to-end business workflows (order processing, loan assessments, fraud detection, AML compliance, insurance claims) — going beyond chatbots to handle complex operational tasks, with native support for African languages (English, Pidgin, Yoruba, Hausa, Igbo) and WhatsApp-native deployment.
Products and solutions
Autonomous AI agents for enterprise operations: Multi-Agent Orchestration platform, End-to-End workflow automation, Reasoning pipelines for compliance/fraud detection, Proactive monitoring agents, Custom agent architecture for banking, telecoms, hospitality, healthcare, logistics, manufacturing, retail, energy sectors
Unique value
Goal-oriented AGI architecture that receives objectives (not just instructions), autonomously decomposes goals into sub-tasks, plans execution paths, maintains state, and self-corrects — purpose-built for African enterprises with local language support, WhatsApp-native engagement, and affordable pricing vs global vendors ($500K-$2M/year).
Target customer
Tier-1 Nigerian banks, telecoms (MTN), insurance companies, hospitality businesses, SMEs across Africa
Industries served
Financial Services/Banking, Telecommunications, Hospitality, Healthcare, Logistics & Supply Chain, Manufacturing, Retail & E-Commerce, Energy & Utilities, Government/Public Services
Technology advantage
Goal-oriented AGI architecture with multi-agent orchestration; tiered L1/L2/L3 autonomous agent system handling 95% of interactions; local language processing for African code-switching; API-first integration with existing enterprise platforms (Finacle, Flexcube, T24, SAP, Salesforce); voice-cloning capabilities for Nigerian accents and Pidgin inflexions.
How they differentiate
Built in Africa for Africa: supports Nigerian languages (Pidgin, Yoruba, Hausa, Igbo), operates within WhatsApp-driven digital environment, priced for African institutions (vs global vendors charging $500K-$2M/year), multi-agent L1/L2/L3 architecture handling 95% of interactions autonomously, designed for multi-market deployment across 20 African countries.
Main competitors
Feedzai, NICE Actimize, SAS (global enterprise fraud/compliance vendors), eBanqo (Nigerian customer engagement platform), Kudi (Nigerian AI company)
Key partnerships
Dan Walkovitz (Silicon Valley veteran, Stanford MBA) — Board Chairman and early investor, Interswitch and MTN — strategic partnerships via COO Tereigh Ozakpo's network
Notable customers
UBA (United Bank for Africa), BAT, NOLT Finance, SEE Lagos, FoLLix, Vina City, First Founders, Meri stem, Awesome Electric, Kibonen, Red Tech (listed as trusted by on website)
Major milestones
Founded 2025, Launched autonomous AI agent platform, Deployed with hospitality clients in Lagos, Entered banking market with AML/compliance tools (March 2026), CBN March 2026 AML mandate accelerated demand, Dan Walkovitz joined as Board Chairman, 60+ enterprise clients, 36-month roadmap to 20 African countries
Growth metrics
12x avg. throughput gain; 94% task completion rate; 60+ enterprise clients; 30% reduction in order errors for restaurant client; response time reduced from 15-20 min to under 5 min
Market positioning
Early-stage Nigerian AI startup targeting the $230B African financial services market underserved by global vendors (Feedzai, NICE Actimize, SAS) whose products are too expensive and not localized for African institutions. Positioned as the enterprise AI layer built by Africans for African businesses.
Geographic focus
Nigeria (current), with 36-month expansion plan to 20 African countries including Ghana, Sierra Leone, Liberia, Senegal, Ivory Coast, Cameroon, Kenya, Tanzania, Uganda
About Divine Matthew
Founder of ProductPadi (AI platform for product management workflows); McPherson University alumnus
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Official website: https://www.graceagent.co