Klaimee
Category: AI in Insurance
Klaimee provides liability insurance, certification, and financial guarantees for autonomous AI agents, covering risks that traditional cyber and E&O policies exclude. Klaimee was founded in 2026. The company is led by Ines Boutemadja. Based in San Francisco, California, United States. Team size: 1-10. Total funding raised: $6M. Latest round: Seed. Key investors include Y Combinator, FundersClub (led by Alexander Mittal), ex/ante, Pioneer Fund, Multimodal Ventures, Kima Ventures, Rebel Fund, Robinhood Ventures.
- Founded
- 2026
- Headquarters
- San Francisco, California, United States
- Team size
- 1-10
- Total funding
- $6M
Value proposition
First insurance purpose-built for autonomous AI agents, covering what traditional cyber and E&O policies explicitly exclude. Proprietary three-block underwriting system (public data scan, governance assessment, behavioral testing) delivers certification and coverage in under 24 hours.
Products and solutions
AI Agent Liability Insurance, AI Agent Certification (risk evaluation across 8 dimensions), Financial Guarantee (up to $50K), Adversarial Testing Playground, Pre-bind behavioral testing (100+ probes for prompt injection, jailbreak, decision drift, data leakage, biased outputs)
Unique value
Klaimee is the first insurance for AI agents — it covers the gap between cyber (hacker breach) and E&O (human error) that no existing policy addresses, with a 24-hour turnaround on certification and coverage.
Target customer
Startups shipping AI agents to enterprise clients (AI vendors); Enterprises deploying AI agents internally in their own operations
Industries served
Healthcare & Biotech, Finance & Accounting, IT & Software Development, Law & Legal Tech, Customer Support & Sales
Technology advantage
Proprietary three-block risk evaluation system: (1) Public Data Scan of the agent, (2) 30-question Governance Assessment, (3) Behavioral Testing with 100+ adversarial probes (prompt injection, jailbreak, decision drift, data leakage, biased outputs). Combined insurance + certification + financial guarantee in one product. 24-hour turnaround. Founders combine deep insurance infrastructure expertise (SafetyWing) with AI/software engineering background.
How they differentiate
Unlike traditional carriers that are excluding AI risk (via ISO CG 40 47 / CG 40 48 endorsements), Klaimee is built AI-native from the ground up. Unlike other AI insurance startups (Testudo, Armilla, Corgi) that use Lloyd's-backed or general startup policies, Klaimee offers a full-stack approach: certification + financial guarantee + liability insurance, with proprietary adversarial testing of the agent's actual behavior before underwriting.
Main competitors
Testudo (Lloyd's-backed standalone generative AI policy), Armilla AI (Lloyd's coverholder, algorithmic errors & model drift coverage), Corgi (full-stack AI-native carrier bundling AI into startup insurance)
Key partnerships
Y Combinator (Spring 2026 batch), FundersClub
Major milestones
Founded March 2026, Accepted into Y Combinator Spring 2026 batch (April 2026), Launched YC Launch (May 2026), Raised $5.5M seed round led by FundersClub (July 2026)
Market positioning
First-mover in the AI agent liability insurance category. Y Combinator Spring 2026 batch company. Positioned at the intersection of the exploding AI agent market and the $15B+ cyber insurance analogue. Capitalizes on the regulatory tailwind of EU AI Act (enforcing August 2026) and US state-level AI liability laws (e.g., California AB 316).
Geographic focus
United States (primary); EU (EU AI Act compliance focus)
About Ines Boutemadja
Ex-General Manager at SafetyWing (YC W18), where she scaled insurance product from $5M to $60M revenue and structured a Tokio Marine MGA into its own carrier; Product Manager at Cubyn; Sales & Product-Market Fit at Kraaft. HEC Paris (Grande École) and NUS (MSc in Management). First Algerian woman in Y Combinator.
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Official website: https://www.klaimee.ai