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Corgi

Category: AI in Insurance

The first AI-native, full-stack insurance carrier designed specifically to automate underwriting and claims for high-growth startups. Corgi was founded in 2024. The company is led by Nico Laqua. Based in San Francisco, USA. Team size: 70. Total funding raised: $108.5M. Latest round: Series B ($108.0M, Jan 2026). Key investors include ["Khosla Ventures","Y Combinator","Kindred Ventures","Tekedia Capital"].

Founded
2024
Headquarters
San Francisco, USA
Team size
70
Total funding
$108.5M

Value proposition

Eliminates manual brokerage friction and legacy inefficiencies by providing instant AI-driven quoting, competitive pricing, and adaptive coverage that scales with a startup's growth.

Products and solutions

["Directors & Officers (D&O) Insurance","Errors & Omissions (E&O) / Professional Liability","Cyber Liability Insurance","General Liability for Tech Startups","AI-Native Underwriting & Claims Platform"]

Unique value

Unlike most insurtechs that act as brokers (MGAs), Corgi is a 'full-stack' carrier that owns the regulatory license and the risk, allowing for total control over the insurance lifecycle.

Target customer

High-growth startups, B2B SaaS companies, and tech-driven enterprises requiring scalable commercial coverage.

Industries served

["Technology","B2B SaaS","Fintech","Artificial Intelligence","Venture-backed Startups"]

Technology advantage

Utilizes proprietary AI agents to replace manual underwriting and claims workflows, enabling 'insurance at the speed of compute' and significantly lower operational overhead than legacy carriers.

How they differentiate

Unlike traditional MGAs or brokers, Corgi is a 'full-stack' carrier that owns its regulatory license and risk. It utilizes proprietary AI agents to automate underwriting and claims, moving at 'the speed of compute' rather than manual brokerage timelines.

Main competitors

["Vouch Insurance","Embroker","Coalition"]

Key partnerships

["Y Combinator (S24 Batch)","Kindred Ventures","Tekedia Capital","Khosla Ventures","Strategic Reinsurance Partners"]

Notable customers

["High-growth YC startups","B2B SaaS companies","AI infrastructure firms"]

Major milestones

["Accepted into Y Combinator S24 batch","Achieved $1.2M ARR within first year of operations","Received regulatory approval to operate as a primary insurance carrier in Jan 2026","Closed $108M Series B funding round at a $630M valuation"]

Growth metrics

$1.2M ARR (early growth phase); 70 employees

Market positioning

AI-native challenger in the commercial insurtech space, specifically targeting high-growth tech startups.

Geographic focus

North America (United States)

Patents and IP

Proprietary AI-native underwriting models and automated claims infrastructure; no specific public patent registrations disclosed as of latest update.

About Nico Laqua

Nico Laqua is a serial entrepreneur and Gen-Z founder who previously founded Basket, a gaming publisher and platform that achieved over 200 million monthly active users (MAU). He is a member of the Y Combinator S24 batch and has a background in scaling high-traffic digital products and AI-driven infrastructure.

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