Neofin
Category: AI in Fintech
Neofin offers an AI-powered accounts receivable and collections automation platform for SMEs in Brazil, with automated collections workflows, AI agent for renegotiations, and integrated credit bureau reporting. Neofin was founded in 2023. The company is led by Laura Camargo. Based in Brazil. Team size: 51-100. Total funding raised: $7M. Latest round: $7M seed round. Key investors include Quona Capital, Upload Ventures.
- Founded
- 2023
- Headquarters
- Brazil
- Team size
- 51-100
- Total funding
- $7M
Value proposition
Neofin aims to transform how companies manage cash flow by automating and streamlining accounts payable and receivable processes, reducing manual tasks and improving financial efficiency.
Products and solutions
Automated Collections Workflow, AI Collection Agent, WhatsApp Collections, CRM for Accounts Receivable, Renegotiation Portal, Credit Bureau (Serasa) Integration, Protesto Digital
Unique value
Neofin uses AI to automate and personalize collections, turning a manual, awkward AR process into an efficient, data-driven workflow that maximizes cash recovery.
Target customer
Small to Medium-sized Enterprises (SMEs) in Brazil.
Industries served
Accounts Receivable / Collections for mid-market and enterprise companies across sectors including distribution, technology/SaaS, accounting firms, retail/franchises, and services
Technology advantage
The integration of AI technology to improve cash flow management efficiency and reduce manual tasks.
How they differentiate
Neofin focuses specifically on B2B payments and cash flow management for SMEs, using AI to streamline processes.
Main competitors
Nubank, C6 Bank, PicPay
Key partnerships
Quona Capital, Upload Ventures, Serasa Experian
Notable customers
BHub, Avacy, Lavô, Gal, Limercont, VCRP, Pinheiro Contabilidade, Konsep, Vaapty, Musa, Nude
Major milestones
500+ clients as of mid-2026, 5x growth in 2025, 55 team members, Launched AI Agent for Collections (2025-2026), Launched WhatsApp integration for collections, Achieved 99% payment rate for client Avacy, Launched Serasa credit bureau integration
Growth metrics
Neofin has grown to 500+ clients (up from 130) and achieved 5x growth in 2025, with zero client churn and AI agent driving collections automation.
Market positioning
Neofin positions itself as Brazil's leading AI-powered accounts receivable and collections platform for mid-market and enterprise companies, emphasizing automation, personalization, and cash recovery.
Geographic focus
Primarily focused on the Brazilian market.
Patents and IP
Not explicitly mentioned
About Laura Camargo
Laura Camargo is the Co-founder and CEO of Neofin. She has a strong background in finance, with experience in private equity at Pátria Investimentos and General Atlantic, and in M&A at Stone, a major Brazilian fintech. She holds an MBA from Columbia Business School and was featured in Forbes 30 Under 30 Brazil in 2023.
Official website: https://neofin.com.br