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Sapiom

Category: AI Agents

A financial infrastructure platform providing payment rails and digital identities for AI agents to autonomously discover, provision, and pay for technical services. Sapiom was founded in 2025. The company is led by Ilan Zerbib. Based in San Francisco, USA. Team size: 1-10. Total funding raised: $15.75M. Latest round: Seed ($15.0M, Feb 2025). Key investors include Accel, Okta Ventures, Gradient Ventures, Array Ventures, Menlo Ventures, Anthropic, Coinbase Ventures, Angel Invest, Formus Capital, Operator Collective.

Founded
2025
Headquarters
San Francisco, USA
Team size
1-10
Total funding
$15.75M

Value proposition

Enables the 'agentic economy' by removing the human-in-the-loop bottleneck for financial transactions, allowing AI agents to hold their own financial identity and execute secure, governed payments.

Products and solutions

Agentic Payment Rails (Virtual wallets/cards for AI agents), Financial Identity Layer (KYC/KYB specifically for non-human entities), Autonomous Service Discovery & Provisioning Engine, Agent Spend Management & Governance Dashboard

Unique value

Sapiom shifts the paradigm from 'human-authorized' payments to 'agent-initiated' transactions, treating AI agents as first-class financial citizens with their own verifiable identities.

Target customer

AI agent developers, enterprise engineering teams building agentic workflows, and SaaS/API providers seeking to enable autonomous procurement.

Industries served

Artificial Intelligence, Fintech, Cloud Infrastructure / SaaS, Developer Tools

Technology advantage

Led by former Shopify Payments and Earny leadership, the company leverages deep expertise in high-scale transaction infrastructure and has secured strategic backing from the very companies (Anthropic, Datadog, Figma) that define the agentic ecosystem.

How they differentiate

Sapiom focuses on the 'Financial Identity' and 'Procurement' layer, allowing agents to autonomously discover, provision, and pay for SaaS/API services. Unlike competitors focusing solely on the payment rail, Sapiom leverages the founder's Shopify Payments background to build a full-stack identity and governance protocol for non-human entities.

Main competitors

Skyfire, Payman, Stripe (Agentic Payments)

Key partnerships

Anthropic (Strategic Investor/AI Partner), Okta Ventures (Identity Security), Coinbase Ventures (Digital Assets/Payments), Datadog & Figma (Infrastructure & SaaS Ecosystem Partners)

Notable customers

Anthropic, Datadog, Figma

Major milestones

Founded in 2025 by former Shopify Payments Director Ilan Zerbib, Secured $15.75M Seed round led by Accel in February 2026, Established strategic partnerships with key AI and infrastructure providers (Anthropic, Okta, Coinbase)

Growth metrics

Emerging from stealth with a $15.75M Seed round; strategic backing from major AI and SaaS ecosystem leaders.

Market positioning

Infrastructure layer for the Agentic Economy

Geographic focus

Global (Headquartered in Sunnyvale, USA)

Patents and IP

No registered patents disclosed as of February 2025; focus is currently on proprietary financial identity protocols.

About Ilan Zerbib

Ilan Zerbib is a seasoned engineering leader and entrepreneur with over 15 years of experience in fintech and payments. He was previously the Director of Engineering for Payments at Shopify, where he led the development and scaling of Shop Pay and Shop Cash. Before Shopify, he was the Co-founder and CTO of Earny, a high-growth price protection app that was acquired by Cardlytics (via Dosh). He also founded Hashsnap, a social networking platform.

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