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Stuut

Category: AI in Fintech

Stuut builds autonomous AI agents that run the enterprise order-to-cash and accounts receivable process, from order management through collections, cash application, payments and disputes. Stuut was founded in 2024. The company is led by Tarek Alaruri. Based in New York, United States. Total funding raised: $93M. Latest round: Series B. Key investors include Insight Partners, Andreessen Horowitz, M12 (Microsoft's Venture Fund), Khosla Ventures, Activant Capital, 1984.vc, Page One Ventures, Vesey Ventures, Carya Venture Partners, Valley Ventures.

Founded
2024
Headquarters
New York, United States
Total funding
$93M

Value proposition

An AI coworker that does the AR work itself. It emails, texts and calls customers, logs into AP portals, applies cash and resolves deductions across thousands of invoices at once. The company says customers collect 40% more cash and cut DSO by 47%, and that deployments go live in about 3 days.

Products and solutions

Collections (autonomous multi-channel outreach by email, SMS and voice), Cash Application (AI payment matching to invoices in the ERP), Payments (click-to-pay and payment processing), Disputes & Deductions (autonomous investigation and resolution), Order Management (order capture and validation), Credit (creditworthiness and terms recommendations, coming soon).

Unique value

Agentic AI that executes order-to-cash work end to end rather than only surfacing problems. It carries customer-level payment memory across the lifecycle, works inside existing ERP systems and controls, and keeps a full audit trail.

Target customer

Mid-market and enterprise finance and AR teams, including Fortune 50 and Fortune 500 companies running legacy ERPs such as SAP.

Industries served

Manufacturing, industrial distribution, logistics, B2B software and data, enterprise B2B commerce

Technology advantage

Agents act across email, SMS, voice and AP portals. The company says 81.7% of outbound collections activity runs without human involvement and 95% of incoming payments are matched automatically. Stuut integrates with ERPs, banks, CRMs and payment systems in days and builds a 'living memory' of how each customer pays, which creates switching costs. The company says every proof of concept has converted to a paying customer.

How they differentiate

Incumbents such as HighRadius, Billtrust and Tesorio mainly provide worklists and tools for human AR teams. Stuut autonomously executes the work (outreach, portal logins, cash application, dispute resolution) across the full order-to-cash cycle in one system, and goes live in days rather than months.

Main competitors

HighRadius, Billtrust, Tesorio

Key partnerships

Microsoft (via its venture fund M12, an investor), integrations with ERP systems including SAP

Notable customers

ZoomInfo, Honeywell, Bishop Lifting, PerkinElmer

Major milestones

2024: Founded in New York. November 2024: approximately $5.91M seed funding reported. Nov 2025: $29.5M Series A led by a16z. Oct 2026: $52.5M Series B led by Insight Partners, closed in 24 hours, bringing company-stated total funding to $93M. Expanded from collections to the full order-to-cash lifecycle.

Growth metrics

150+ customers including Fortune 50 and Fortune 500 enterprises; $3B+ moved through the platform. Company-reported results: 47% DSO reduction, 40% more cash flow, 81.7% of outbound collections fully autonomous, 95% automated payment match rate.

Market positioning

A fast-growing AI-native challenger in enterprise accounts receivable and order-to-cash automation. Its Series B closed 10 months after its Series A, and it reports 150+ customers and over $3B moved through the platform.

Geographic focus

Primarily North America; supports multilingual outreach for global enterprises.

About Tarek Alaruri

Ex-Fairmarkit Co-Founder & COO; Ex-Total Quality Logistics; Indiana University (wrestler). Forbes 30 Under 30.

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Stuut - AI Startup Profile | AI Market Watch