Ant International
Category: AI in Fintech
Singapore-headquartered global digital payment, digitisation and financial technology provider spun out of Ant Group, operating Alipay+, Antom, WorldFirst, and Bettr across 150M+ merchants and 2B+ users worldwide. Ant International was founded in 2023. The company is led by Peng Yang. Based in Singapore. Total funding raised: $1.2B. Latest round: Series A. Key investors include Ant Group, Alibaba Group.
- Founded
- 2023
- Headquarters
- Singapore
- Total funding
- $1.2B
Value proposition
Enables any business to accept payments from 2B+ consumers across 150M+ merchants globally through a unified platform, with AI-powered agentic commerce capabilities for autonomous transaction settlement
Products and solutions
Alipay+ (cross-border mobile payment and marketing solutions connecting e-wallets globally), Antom (merchant payment technology and digitisation services), WorldFirst (cross-border business payments and treasury for SMEs), Bettr (embedded finance/credit services platform), ANEXT Bank (Singapore digital wholesale bank), AI SHIELD (AI security toolkit for financial services), Agentic Mobile Protocol / AMP (open-source framework for AI agent payments), FalconTST 2.0 (open time-series transformer AI for FX/cash-flow forecasting)
Unique value
World's largest cross-border payment network (150M merchants, 2B users) combined with open-source Agentic Mobile Protocol for AI agent payments — uniquely positioned to own the agentic commerce settlement layer across Asia, Europe, Middle East, and Latin America
Target customer
Global merchants, SMEs, financial institutions, digital wallets, e-commerce platforms, and AI platforms needing cross-border payment infrastructure and agentic commerce settlement
Industries served
Cross-border payments, e-commerce, digital wallets, merchant services, embedded finance, SME banking, travel/tourism, agentic commerce
Technology advantage
AI SHIELD (full-cycle AI security for financial transactions); Agentic Mobile Protocol (open-source standard for AI agent payments); FalconTST 2.0 (SOTA time-series AI for FX/cash-flow forecasting, adopted by Barclays/Citi/Deutsche Bank/Standard Chartered); AI-driven fraud prevention; blockchain-based Whale platform for 24/7 cross-border liquidity; 300+ payment methods supported; 30+ offices globally
How they differentiate
Unmatched merchant network scale (150M+ merchants, 2B+ users) vs Western rivals; deep presence in Asia, Middle East, Latin America where Stripe/PayPal are weaker; open-source Agentic Mobile Protocol for AI agent payments; AI SHIELD security framework; four integrated business lines (Alipay+, Antom, WorldFirst, Bettr) under one roof
Main competitors
Stripe, PayPal, Adyen
Key partnerships
Mastercard (NFC payments, AI commerce), Visa (agentic commerce), Barclays (FalconTST AI FX forecasting), Citi (FalconTST AI FX), HSBC (tokenised deposits), BNP Paribas (cross-border payments), Deutsche Bank (stablecoins, FalconTST), Standard Chartered (Whale blockchain, FalconTST), Google (agentic commerce), Vietcombank & NAPAS (Vietnam QR payments), Hang Seng Bank (Alipay+ first HK banking partner), BOCHK (cross-border payments, treasury, SME/blockchain)
Notable customers
150M+ merchants globally including major brands across Asia, Europe, Middle East, and Latin America, 2B+ consumer user accounts, 300+ payment methods supported
Major milestones
2023: Founded as Ant Group's international arm, 2024: Spun off as independently operated company (March), 2025: Launched AI SHIELD; published first sustainability report; IPO speculation begins, Apr 2026: Launched open-source Agentic Mobile Protocol (AMP); connected 150M+ merchants and 2B+ users, Jul 2026: Raised $1.2B Series A at ~$10B pre-money valuation (Ant Group, Alibaba), Jul 2026: Hang Seng Bank joins Alipay+ as first Hong Kong banking partner, Aug 2026: Launched FalconTST 2.0 AI FX model (adopted by Barclays, Citi, Deutsche Bank, Standard Chartered), Aug 2026: Strategic partnership with BOCHK on cross-border payments, treasury, SME services
Growth metrics
150M+ merchants; 2B+ user accounts; 20M+ transactions daily; 30+ offices globally; ANEXT Bank revenue S$44.9M in 2024 (up 83.5% YoY)
Market positioning
Global leader in cross-border digital payments competing head-to-head with Stripe and PayPal for the agentic commerce settlement layer, with dominant positioning in Asia-Pacific, Middle East, and Latin America markets
Geographic focus
Asia, Europe, Middle East, Latin America
Patents and IP
3+ patents filed (per CB Insights); open-sourced Agentic Mobile Protocol (AMP)
About Peng Yang
Ex-Global Vice President of Dell Technologies; President of Greater China Payment and Embedded Finance at Ant Group; various management roles at Alipay under Ant Group
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Official website: https://www.ant-intl.com/
