Ant International
Category: AI in Fintech
Singapore-headquartered global digital payment, digitisation and financial technology provider spun out of Ant Group, operating Alipay+, Antom, WorldFirst, and Bettr across 150M+ merchants and 2B+ users worldwide. Ant International was founded in 2023. The company is led by Peng Yang. Based in Singapore. Team size: 500+. Total funding raised: $1.2B. Latest round: Series A. Key investors include Ant Group, Alibaba Group.
- Founded
- 2023
- Headquarters
- Singapore
- Team size
- 500+
- Total funding
- $1.2B
Value proposition
Enables any business to accept payments from 2B+ consumers across 150M+ merchants globally through a unified platform, with AI-powered agentic commerce capabilities for autonomous transaction settlement
Products and solutions
Alipay+ (cross-border mobile payment and marketing solutions connecting e-wallets globally), Antom (merchant payment technology and digitisation services), WorldFirst (cross-border business payments and treasury for SMEs), Bettr (embedded finance/credit services platform), ANEXT Bank (Singapore digital wholesale bank), AI SHIELD (AI security toolkit for financial services), Agentic Mobile Protocol / AMP (open-source framework for AI agent payments)
Unique value
World's largest cross-border payment network (150M merchants, 2B users) combined with open-source Agentic Mobile Protocol for AI agent payments — uniquely positioned to own the agentic commerce settlement layer across Asia, Europe, Middle East, and Latin America
Target customer
Global merchants, SMEs, financial institutions, digital wallets, e-commerce platforms, and AI platforms needing cross-border payment infrastructure and agentic commerce settlement
Industries served
Cross-border payments, e-commerce, digital wallets, merchant services, embedded finance, SME banking, travel/tourism, agentic commerce
Technology advantage
AI SHIELD (full-cycle AI security for financial transactions); Agentic Mobile Protocol (open-source standard for AI agent payments); AI-driven fraud prevention and FX forecasting; blockchain-based Whale platform for 24/7 cross-border liquidity; 300+ payment methods supported; 30+ offices globally
How they differentiate
Unmatched merchant network scale (150M+ merchants, 2B+ users) vs Western rivals; deep presence in Asia, Middle East, Latin America where Stripe/PayPal are weaker; open-source Agentic Mobile Protocol for AI agent payments; AI SHIELD security framework; four integrated business lines (Alipay+, Antom, WorldFirst, Bettr) under one roof
Main competitors
Stripe, PayPal, Adyen
Key partnerships
Mastercard (NFC payments, AI commerce), Visa (agentic commerce), Barclays (AI forex forecasting), HSBC (tokenised deposits), BNP Paribas (cross-border payments), Deutsche Bank (stablecoins), Standard Chartered (Whale blockchain platform), Google (agentic commerce), Vietcombank & NAPAS (Vietnam QR payments)
Notable customers
150M+ merchants globally including major brands across Asia, Europe, Middle East, and Latin America, 2B+ consumer user accounts, 300+ payment methods supported
Major milestones
2023: Founded as Ant Group's international arm, 2024: Spun off as independently operated company, 2025: Launched AI SHIELD, published first sustainability report, IPO speculation begins, Apr 2026: Launched open-source Agentic Mobile Protocol (AMP), connected 150M+ merchants and 2B+ users, Jul 2026: Raised $1.2B Series A at $10B valuation from Ant Group and Alibaba
Growth metrics
150M+ merchants; 2B+ user accounts; 20M+ transactions daily; 30+ offices globally; ANEXT Bank revenue S$44.9M in 2024 (up 83.5% YoY)
Market positioning
Global leader in cross-border digital payments competing head-to-head with Stripe and PayPal for the agentic commerce settlement layer, with dominant positioning in Asia-Pacific, Middle East, and Latin America markets
Geographic focus
Asia, Europe, Middle East, Latin America
Patents and IP
3+ patents filed (per CB Insights); open-sourced Agentic Mobile Protocol (AMP)
About Peng Yang
Ex-Global Vice President of Dell Technologies; President of Greater China Payment and Embedded Finance at Ant Group; various management roles at Alipay under Ant Group
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Official website: https://www.ant-intl.com/