Diligent AI
Category: AI in Fintech
Autonomous AI agents that automate end-to-end KYC and AML compliance workflows for banks, fintechs, and payment companies by reading, reasoning, and investigating financial crime risks. Diligent AI was founded in 2023. The company is led by Edoardo Maschio. Based in London, United Kingdom. Team size: 2-10. Total funding raised: $2.5M. Latest round: Seed ($2.5M, Mar 2026). Key investors include Speedinvest, Shapers, Y Combinator.
AMW Analysis
Diligent AI, founded in 2023 and based in London, builds autonomous AI agents that automate end-to-end KYC and AML compliance workflows for banks, fintechs, and payment companies, reading, reasoning, and investigating financial crime risks. The company reports that its platform reduces alert-handling time by over 50%, lets teams handle 10x volume with the same resources, and cuts manually reviewed risk queues by 65%, alongside faster customer onboarding. It is backed by Y Combinator and has secured $2.5M ($2.1M) in seed funding as of March 2026, led by Speedinvest, with participation from Shapers and from individuals associated with N26, Allica Bank, IDnow, Billie, and Cybersource.
Recent news flow centers on this seed round, covered consistently across multiple outlets in early March 2026, and consistently describes the product as already deployed rather than pre-launch: reporting cites live use by clients including Flywire and Allica Bank, with institutions across the UK, Europe, US, Middle East, and Japan. Coverage frames the round and investor mix as validation from fintech practitioners familiar with compliance operations, and situates the company within a broader shift toward agentic AI handling sanctions screening, adverse media analysis, and merchant due diligence in financial institutions facing expanding regulatory obligations.
AMW analysis, generated from 3 tracked news signals.
- Founded
- 2023
- Headquarters
- London, United Kingdom
- Team size
- 2-10
- Total funding
- $2.5M
Value proposition
Reduces alert-handling time by over 50%, enables teams to handle 10x volume with same resources, delivers 65% reduction in manually reviewed risk queues, and provides deep, structured, auditable AI research while improving customer onboarding speed
Products and solutions
AML Screening AI Agent (Sanctions/PEP/Adverse Media), Merchant & SMB Risk Review Automation, Customer Onboarding Workflow Automation, Document Analysis & Review (registry extracts, proofs of address), False Positive Alert Remediation System, KYC Verification & Investigation Agents
Unique value
Replaces static compliance workflows with autonomous AI analysts capable of reading, reasoning, and investigating. Uses Large Language Models to follow institution-specific risk policies and procedures while maintaining comprehensive audit trails. Enables human-in-the-loop deployment with option to scale to full automation.
Target customer
Banks (including S&P 500 firms and global banks), fintech companies, payment processors, and financial institutions across Europe, Middle East, United States, and Japan
Industries served
Financial Services, Banking, Fintech, Payments, RegTech/Compliance, Anti-Money Laundering
Technology advantage
Combines LLM-based autonomous agents with native integrations to existing screening tools and vendors. Deployable via API, web portal, or direct integrations within hours/days. Provides structured, explainable decisions rather than black-box pattern recognition. SOC2 Type 2 and ISO 27001 certified with GDPR compliance and no training on customer data.
How they differentiate
Autonomous AI agents with native integrations to major AML screening providers (LexisNexis, WorldCheck, Dow Jones) that can read, reason, and investigate. Provides explainable, structured, auditable AI research with 50%+ reduction in alert-handling time. SOC2 Type 2 and ISO 27001 certified, GDPR compliant with no training on customer data.
Main competitors
ComplyAdvantage, Bretton AI (formerly Greenlite AI), Flagright
Key partnerships
Y Combinator (S23 batch), Speedinvest (lead investor), Shapers (fintech-focused VC), Strategic angel investors: Founders/CEOs of N26, Allica Bank, IDnow, Billie, Cybersource, Global fintechs and publicly listed payment processors (customer partnerships), Native integrations with major screening tool providers
Notable customers
S&P 500 firms, Global banks, Publicly listed payment processors
Major milestones
Y Combinator S23 batch acceptance, Seed funding of $2.5M raised in March 2026, Trusted daily by S&P 500 firms and global banks, 65% reduction in manually reviewed risk queues achieved, 6,000+ hours saved from manual compliance checks, SOC2 Type 2 and ISO 27001 certification achieved
Growth metrics
65% reduction in manually reviewed risk queues, over 6,000 hours saved from manual checks, trusted by S&P 500 firms and global banks
Market positioning
Early-stage Y Combinator-backed startup targeting fintechs, banks, and payment companies with AI-powered autonomous compliance agents. Positioned as an innovator in the emerging AI agent space for financial crime compliance.
Geographic focus
Europe (UK, Germany), Middle East, United States, Japan
Patents and IP
No registered patents disclosed as of latest update
About Edoardo Maschio
Former Investment Associate & Chief of Staff at Rocket Internet (early-stage team), and Junior Associate at Boston Consulting Group (BCG). Strong background in fintech investment, management consulting, and strategic planning.
Latest news about Diligent AI
- Diligent AI secured €2.1 million in seed funding to deploy autonomous AI agents that automate KYC and AML compliance workflows for financial institutions. The Y Combinator-backed startup, already serv
- Diligent AI has raised €2.1M ($2.5M) in seed funding led by Speedinvest to scale autonomous AI analysts for AML screening, KYC workflows, sanctions monitoring, and adverse media analysis across UK and
- Diligent AI has raised $2.5M in seed funding to deploy autonomous AI agents for KYC and AML compliance, backed by Speedinvest and fintech leaders including the founders of N26, IDnow, and Allica Bank.
More AI in Fintech companies
Official website: https://www.godiligent.ai/
