Where is Humanos headquartered?

Humanos is headquartered in Lisbon, Portugal. The company has a team of 11-50 people.

What does Humanos do?

Humanos operates in the AI in Fintech sector. Lisbon-based startup building a live risk-scoring and human-authorization infrastructure network for AI agents, enabling insurers and lenders to underwrite autonomous agent risk. Assigns each AI agent a continuously updated 0-100 risk score and a portable "risk passport" based on identity, authority, controls and runtime activity, so insurers, banks and lenders can underwrite, price and monitor AI agent risk in real time.

When was Humanos founded?

Humanos was founded in 2025. It is based in Lisbon, Portugal.

Who is the CEO of Humanos?

Pedro Andrade is the CEO of Humanos. The company was founded in 2025.

Where is Humanos located?

Humanos is headquartered in Lisbon, Portugal.

What funding stage is Humanos at?

Humanos is currently at the Seed stage.

How many employees does Humanos have?

Humanos has approximately 11-50 employees.

Humanos

Category: AI in Fintech

Lisbon-based startup building a live risk-scoring and human-authorization infrastructure network for AI agents, enabling insurers and lenders to underwrite autonomous agent risk. Humanos was founded in 2025. The company is led by Pedro Andrade. Based in Lisbon, Portugal. Team size: 11-50. Total funding raised: $3.2M. Latest round: Seed. Key investors include Anthemis (lead), Springbank, Critical Ventures, Start Ventures, founders of Sword Health, Feedzai and OutSystems.

Founded: 2025
Headquarters: Lisbon, Portugal
Team size: 11-50
Total funding: $3.2M

Value proposition

Assigns each AI agent a continuously updated 0-100 risk score and a portable "risk passport" based on identity, authority, controls and runtime activity, so insurers, banks and lenders can underwrite, price and monitor AI agent risk in real time.

Products and solutions

Risk Management (continuous AI risk measurement, controls, verified risk reputation), Risk Intelligence (continuous risk data for insurers/banks/compliance/auditors), Agent Risk Score (live 0-100 score), Risk Passport (portable verified risk profile), humanos.verify() authorization API, Agent SDKs (TypeScript, Python, C#), MCP integration (coming soon), VIA open standard for human authorization

Unique value

Turns dynamic, continuously changing AI agent risk into a portable, cryptographically verifiable risk reputation that can be reused across customers, platforms, banks and insurers — making AI agent liability insurable and enabling agents to access credit, insurance and yield.

Target customer

Insurers, banks, lenders, fintechs, hospitals and other regulated organizations deploying autonomous AI agents

Industries served

Insurance/Insurtech, Financial Services & Banking, Fintech/Payments, Healthcare, Regulated enterprise workflows

Technology advantage

Runtime execution receipts that establish the triggering event and scope of authority at the moment of execution; cryptographically sealed, independently verifiable authorization records; VIA open standard for machine-verifiable human authorization; reusable authorization rules that avoid re-approvals; interoperability across the agentic stack (Visa, Mastercard, Stripe ACP, Google AP2, EU EUDI Wallet, OAuth 2.0)

How they differentiate

Focuses on continuous, runtime-based risk scoring and portable risk reputation rather than point-in-time assessments; provides cryptographically verifiable execution receipts and an open authorization standard (VIA), positioning at the intersection of AI agent identity, authorization and insurability

Main competitors

Armilla AI (AI liability insurance), agentic identity/security vendors (Aembit, Okta/SGNL), traditional AI governance/risk platforms

Key partnerships

Works across agentic stack including Visa, Mastercard, Stripe (ACP), Google (AP2), EU EUDI Wallet, OAuth 2.0, winner of Mastercard For Fintechs 2026 competition

Notable customers

InsureNow (insurance), Agentics Credit (credit for agents trading on Polymarket), Numo (finance/treasury), Lusíadas (healthcare), DataWhisper (infrastructure), live in 350+ regulated organizations including hospitals, insurers and fintechs

Major milestones

Launched publicly June 2026 with human authorization infrastructure, raised $3.2M seed (Sept 2026), won Mastercard For Fintechs 2026 competition, expanded into continuous Risk Scores and Risk Intelligence

Growth metrics

Live in 350+ regulated organizations; targets processing $1 billion in agentic economic activity over next 12 months; expects to process millions of approvals/verifications by end of year

Market positioning

Emerging category creator for AI agent risk scoring and insurability infrastructure; positioned as "The Risk Network for AI" bridging agentic AI and financial services underwriting

Geographic focus

Europe (Portugal HQ) with global ambitions across financial services and regulated industries

Patents and IP

VIA open standard for human authorization in automated systems (open, vendor-independent standard)

About Pedro Andrade

Founder of Hunter Board (electric skateboard, TIME 2020 Best Inventions); built five brands with products sold in 120+ countries; one prior exit; Forbes 30 Under 30; Fellow of Sigma Squared Society; studied at Regent's University London

Latest news about Humanos

Humanos raises $3.2 million to score risk for AI agent insurance

More AI in Fintech companies

Official website: https://www.humanos.tech/