Neno
Category: AI in Fintech
Amsterdam-based AI-native financial services startup providing accounting, tax, payroll and business banking for European SMEs through a unified "done-for-you" platform. Neno was founded in 2025. The company is led by Nick Knuppe. Based in Amsterdam, Netherlands. Team size: 11-50. Total funding raised: €6.6M. Latest round: Seed. Key investors include AlleyCorp, Motive Partners, Firstminute Capital, angel investors (executives from Hugging Face, Mollie, Juni, Deel, Miro, Coinbase, PayPal, Navro).
- Founded
- 2025
- Headquarters
- Amsterdam, Netherlands
- Team size
- 11-50
- Total funding
- €6.6M
Value proposition
Folds accounting, tax, payroll and business banking into a single AI-native workspace, delivering a "done-for-you" state where reconciliation, compliance and reporting happen automatically in the background — saving entrepreneurs 100+ hours/year and ~20% on annual accounting costs.
Products and solutions
AI-native financial workspace: Monthly Bookkeeping (Dutch GAAP-trained accountants), Payroll Administration, Quarterly & Annual VAT filings, BV Incorporation, Business Accounts & Cards, Invoicing and Quotes. Core tech: real-time "agentic general ledger" pulling data from bank accounts, corporate cards, bills and receivables.
Unique value
AI-native "agentic general ledger" that automates reconciliation, compliance and reporting, combined with embedded human expert accountants — 5x faster reconciliation and VAT prep, ~8 hours admin saved/month, ~20% lower annual accounting fees.
Target customer
European SMEs (especially 10-100 employee businesses) and startups that outsource accounting, tax and payroll.
Industries served
Hospitality, HR, Legal, E-commerce, SaaS
Technology advantage
Real-time agentic general ledger pulling data from bank accounts, corporate cards, bills and receivables into one system; AI-native automation with human expert calibration; targeting Europe's €200B+ accounting/tax/professional services market.
How they differentiate
Unlike fragmented workflows across banks, bookkeepers and tax advisors, Neno delivers a single AI-native "done-for-you" workspace combining automation with embedded human expert accountants, disrupting the 50-year-old hourly-rate professional services model.
Main competitors
Traditional accounting firms/accountants, legacy accounting software (e.g. Exact, SnelStart), fintech back-office platforms
Key partnerships
Swan (EMI/payment services partner for business accounts & cards, ACPR #17328, DNB R194562), partner directory perks/integrations: ElevenLabs, PostHog, Industrious, Tally, Google Cloud, Granola, Orq.ai
Notable customers
SOUS, FeedbackFruits, The Cirqle, Airweave (Y Combinator-backed), Rally (Y Combinator-backed), Subsidai, Tranction Board, Digilize Agency
Major milestones
Founded 2025 by Nick Knuppe, soft-launched January 2026 in the Netherlands, grew to ~200 customers since launch, raised €6.6M seed (Aug 2026) to launch Neno Labs, develop Ambient AI, and expand into European markets in 2027.
Growth metrics
~200 customers since Q1 2026 launch; 180+ businesses; 1m+ transactions processed automatically; 5/5 Google rating; 4.7 Excellent
Market positioning
Early-stage category leader in AI-native financial services for European SMEs, targeting a €200B+ market where 26M+ SMEs outsource accounting/payroll/tax.
Geographic focus
Netherlands (launched Q1 2026), expanding to wider European markets in 2027.
About Nick Knuppe
Ex-Mollie; Ex-Booking.com; Ex-Juni (Senior Marketing Director); Ex-Tencent; Ex-Pavilion. Master's in Digital Marketing, Digital Marketing Institute (2017-2019).
Latest news about Neno
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Official website: https://www.neno.co/
