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NeuralKart

Category: AI in Fintech

AI-Insurtech company building the decisioning layer for risk, automating enterprise workflows for insurance and industrial safety through two AI platforms: InsureMind and FieldSense. NeuralKart was founded in 2024. The company is led by Manoj Raju. Based in Bengaluru, Karnataka, India. Team size: 11-50. Total funding raised: $243K. Latest round: Seed. Key investors include Inflection Point Ventures.

Founded
2024
Headquarters
Bengaluru, Karnataka, India
Team size
11-50
Total funding
$243K

Value proposition

NeuralKart builds AI that reads the rules of insurance and reads the real world, turning both into automated decisions that insurers and safety teams can trust. Its two platforms — InsureMind (insurance operations automation) and FieldSense (industrial safety and inspection) — form one connected risk-decisioning engine.

Products and solutions

InsureMind (insurance operations automation — underwriting, claims, renewals, audits), FieldSense (industrial safety and inspection — computer vision with drone, CCTV, IP camera and sensor data for real-time risk detection)

Unique value

One AI platform connecting on-site risk prevention (FieldSense) with back-office insurance automation (InsureMind), creating a closed-loop risk-decisioning engine where field data directly feeds underwriting and claims pricing.

Target customer

General insurers, TPAs (Third Party Administrators), brokers, and industrial risk services firms; construction, steel, power, oil & gas, and warehousing enterprises

Industries served

Insurance (health, motor, life, property, commercial), Industrial safety (construction, steel, power, oil & gas, warehousing)

Technology advantage

Multi-modal AI stack combining computer vision, NLP, predictive models and time series; auditable outputs with confidence scores and reasoning traces; continuous learning from human corrections; proprietary labelled defect imagery and joint risk-and-claims datasets; ISO/IEC 27001:2022 certified.

How they differentiate

NeuralKart uniquely bridges industrial safety (physical risk prevention via computer vision) with insurance automation (underwriting/claims) in a single platform, creating a feedback loop where real-time field risk data directly informs insurance pricing — a model analogous to how credit scores transformed lending.

Main competitors

Gradient AI (US-based predictive models for insurance), Stream AI (YC-backed claims automation), Onsurity (Indian insurtech for SMEs)

Key partnerships

Co-development partnership for FieldSense platform (partner undisclosed), Member of India InsurTech Association

Notable customers

Leading general insurers and industrial risk services firms (specific names undisclosed)

Major milestones

Founded June 2024, Won 1st Place Best Use of AI in InsurTech at India InsurTech Summit 2026, Raised Seed round July 2026, ISO/IEC 27001:2022 certified

Growth metrics

Revenue from paying enterprise customers since inception; 100% customer retention rate

Market positioning

Early-stage AI-Insurtech company targeting the intersection of insurance operations automation and industrial safety technology in India, with global ambitions. Addressable market estimated at $70B+ combined across insurance automation and industrial safety AI.

Geographic focus

India (primary), with expansion plans for overseas markets

About Manoj Raju

Ex-Director of AI at FoundationAI; Practo; Research role at DFKI (German Research Center for Artificial Intelligence); Master's in Computer Science from Universität des Saarlandes

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