RiskX
Category: AI in Fintech
RiskX is a Korean fintech startup using AI to automate and simplify structured derivative products for financial institutions and retail investors. RiskX was founded in 2022. The company is led by Janghyuk Youn. Based in Seoul, South Korea. Team size: 11-50. Latest round: Seed. Key investors include Seoul National University Technology Holdings, XRPL Korea.
- Founded
- 2022
- Headquarters
- Seoul, South Korea
- Team size
- 11-50
Value proposition
Applying AI and data technologies to digitize the entire process of structured finance, from design and pricing to risk analysis and investor communication, making complex products easier to understand and utilize.
Products and solutions
Pre-RFQ technology for demand forecasting, Structured derivatives process automation solution for financial institutions, Online investment platform for ELS investors, On-chain based investment service for XRP holders
Target customer
B2B: Financial institutions (banks, securities firms, capital markets teams). B2C: Retail investors, including digital asset holders.
Industries served
Financial Services
Technology advantage
AI-driven automation of manual processes for structured derivatives, including pre-quote analysis, pricing, risk assessment, and documentation.
How they differentiate
Dual B2B and B2C strategy addressing both institutional efficiency and retail investor accessibility in the structured derivatives market.
Key partnerships
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Notable customers
Hana Securities
Major milestones
Secured seed funding from Seoul National University Technology Holdings (April 2026), Selected for TIPS with SNU Technology Holdings as operator; KRW 800M R&D/commercialization support over 2 years (April 2026), Registered as XRPL Validator (May 2026), Winner of KFIP 2026 (Korea Fintech Innovation Program) top prize — XRPL Korea / Seoul Fintech Lab (June 25, 2026 demo day), Selected for 2026 SBA FinTech Technology Commercialization Program; INNOBIZ and MAIN-BIZ certified (June 2026)
Market positioning
AI-driven enabler for the digital transformation of the structured derivatives market.
About Janghyuk Youn
Associated Professor at KAIST; Senior Financial Engineer at Numerix
Latest news about RiskX
More AI in Fintech companies
Official website: https://riskx.tech/en/