Zelody
Category: AI in Fintech
A next-generation data orchestration platform for banks and financial services that leverages AI agents to simplify and automate the integration of complex, regulated data flows. Zelody was founded in 2024. The company is led by Ann Olinger. Based in Portland, Oregon. Team size: 1-10. Total funding raised: Undisclosed. Latest round: Seed. Key investors include ["Counterpart Ventures"].
- Founded
- 2024
- Headquarters
- Portland, Oregon
- Team size
- 1-10
- Total funding
- Undisclosed
Value proposition
Eliminates the 'integration tax' by replacing manual, high-friction data mapping with AI-driven automation, significantly reducing the time and cost of deploying software in regulated environments.
Products and solutions
["AI-Powered Data Orchestration Engine","Specialized Banking Integration Agents","Automated Regulatory Data Flow Manager","Legacy-to-Cloud Connectivity Suite"]
Unique value
Applies 'Agentic AI' specifically to the back-office 'plumbing' of banking, moving beyond simple chatbots to autonomous agents that can navigate and resolve complex data orchestration hurdles.
Target customer
Mid-to-large scale financial institutions, Banking-as-a-Service (BaaS) providers, and fintech startups requiring legacy system connectivity.
Industries served
["Fintech","Banking","Financial Services","Regulatory Technology (RegTech)"]
Technology advantage
Combines the founder's deep domain expertise in BaaS and digital banking (ex-Treasury Prime, Simple) with proprietary AI models trained to handle the specific nuances of regulated financial data and legacy core banking systems.
How they differentiate
Zelody utilizes 'Agentic AI' to automate the 'integration tax'—the manual, high-friction data mapping required between legacy core banking systems and modern software—rather than relying on static APIs or manual middleware.
Main competitors
["Basis","Proper Finance","Sila","Taktile"]
Key partnerships
["Early-stage venture capital syndicate partners","Portland-area fintech ecosystem collaborators","Undisclosed pilot banking partners"]
Notable customers
["Undisclosed pilot banking partners","BaaS providers"]
Major milestones
["Founded in 2024 by fintech veteran Ann Olinger (ex-Treasury Prime, Simple)","Secured Seed funding from Counterpart Ventures in June 2025","Launched AI-driven data orchestration platform to solve banking 'integration tax' in early 2026"]
Growth metrics
Emerging from stealth in 2025; currently in early-stage pilot and deployment phase.
Market positioning
Infrastructure-level data orchestration layer for financial institutions and fintechs.
Geographic focus
North America (primarily United States)
Patents and IP
No registered patents disclosed as of latest update; likely relying on trade secrets and proprietary model training.
About Ann Olinger
Ann Olinger is a veteran fintech product leader with over 15 years of experience in scaling digital banking and financial infrastructure. Prior to founding Zelody, she served as the Vice President of Product at Treasury Prime, a leading Banking-as-a-Service (BaaS) platform, where she oversaw product strategy and ecosystem growth. She also held pivotal leadership roles at Simple (the pioneering neobank acquired by BBVA), including Director of Product Management, and spent nearly a decade at The Standard in various product and analyst capacities. She is an expert in navigating the intersection of complex regulatory requirements and modern software integration.
Official website: https://zelody.co/